5844 Gulf Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5844 Gulf Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,929 sqft · built 1985
Lot Size1.39 acres (60,810 sqft)
OwnerIndividual Name on File
Last Sale$369,000 (May 2025)
Tax Bill$2,096 (2024)
Deeds & MortgagesNov 2022 Line of Credit
May 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-1N-28-0110-00000-0440

Property Details

APN / Parcel Number

Primary APN19-1N-28-0110-00000-0440

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,929 sqft Heated Area
Gross Area2,115 sqft
1st Floor Area1,929 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood Siding
Foundation TypeMasonry
Roof MaterialShingle
Lot Area60,810 sqft (1.39 acres)
Lot Width79 ft Width
Garage Area462 sqft
PorchOpen Porch
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number191N280110000000440
Street Address5844 GULF RD
CityMILTON
StateFL
Zip32583-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionAVALON PARK LOT 44 AS DES IN OR 3958 PG 900
Legal Range28W
Legal Township01N
Legal Section19
Legal SubdivisionAVALON PARK/REPLAT
Legal Lot Number44
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group2
Census Block2012
Census Tract10712

Owner

5844 Gulf Rd is owned and occupied by an individual who bought it in May 2025.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address5844 GULF RD, MILTON, FL 32583-2323
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed of Trust, Mortgage · Line of Credit
PEN AIR FCU
May 22, 2025Warranty Deed, Transfer
CLEAR TTL OF NORTHWEST FL LL
Mar 5, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2025 · Amount on File
Deed SaleMay 22, 2025 · Amount on File
Prior SaleNov 3, 2015
Deed Document Number202523092
Deed Book / Page4618 / 908
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5844 GULF RD, MILTON, FL 32583-2323
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5844 GULF RD, MILTON, FL 32583-2323

Mortgage

Document Number0043471595
DateNov 29, 2022
Book Page4347/1595
Instrument202265477
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 22, 2025
Property Address5844 GULF RD, MILTON, FL 32583-2323
Document Number0046180908
Book / Page4618 / 908
Instrument DateMay 21, 2025
Instrument202523092
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyCLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount on Record
Tax$2,583.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10114 NIALL DR, BELLVIEW, FL 32526-4552

Transferred To (Grantee/Buyer)

NameVerified Name
Address5844 GULF RD, MILTON, FL 32583-2323

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5844 GULF RD, MILTON, FL 32583-2323
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038081250
DateMar 5, 2019
Book Page3808/1250
Instrument201908351
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,096.00 (+4.54%) Homeowner's exemption$193,448 (+3%)$215,293 (+5.6%) Land $35,000 Building $180,293
2023$2,005.00 (+2.87%) Homeowner's exemption$187,814 (+3%)$203,874 (+11.81%) Land $32,000 Building $171,874
2022$1,949.00 Homeowner's exemption$182,344$182,344 Land $30,000 Building $152,344

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5844 Gulf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5844 Gulf Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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