5832 Gulf Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5832 Gulf Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,689 sqft · built 1994
Lot Size0.681 acres (29,664 sqft)
OwnerIndividual Name on File
Last Sale$212,000 (May 2020)
Tax Bill$2,081 (2024)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-1N-28-0110-00000-0410

Property Details

APN / Parcel Number

Primary APN19-1N-28-0110-00000-0410
Alternative APN
  • N281190110000000410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,689 sqft Living Area
Gross Area2,725 sqft
1st Floor Area1,689 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area29,664 sqft (0.681 acres)
Lot Dimensions297 ft deep x 100 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area492 sqft
Patio Area124 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5832 GULF RD
CityMILTON
StateFL
Zip32583-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionAVALON PARK LOT 41 AS DES IN OR 3954 PG 189
Legal Range28W
Legal Township1N
Legal Section19
Legal SubdivisionAVALON PARK/REPLAT
Legal Lot Number41
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group2
Census Block2012
Census Tract10712

Owner

5832 Gulf Rd is owned and occupied by an individual who bought it in May 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address5832 GULF RD, MILTON, FL 32583-2323
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Jun 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
GENEVA FINANCIAL LLC
May 22, 2020Warranty Deed, Transfer · FHA Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2020 · Amount on File
Deed SaleMay 22, 2020 · Amount on File
Prior SaleOct 17, 2016 · Amount on File
Deed Document Number202024499
Deed Book / Page3954 / 189
Prior Transfer DateNov 29, 2007
Prior Transfer Doc0027900072
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5832 GULF RD, MILTON, FL 32583-2323
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5832 GULF RD, MILTON, FL 32583-2323

Mortgage

Document Number0042910239
DateJun 2, 2022
Book Page4291/239
Instrument202233371
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5832 GULF RD, MILTON, FL 32583-2323
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5832 GULF RD, MILTON, FL 32583-2323

Mortgage

Document Number0042910228
DateJun 2, 2022
Book Page4291/228
Instrument202233370
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 22, 2020
Property Address5832 GULF RD, MILTON, FL 32583-2323
Document Number0039540189
Book / Page003954 / 000189
Instrument DateMay 22, 2020
Instrument24499
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5832 ADMIRALS RD MILTON FL 325832312, MILTON, FL 32583-2312

Mortgage

Document Number39540191
DateMay 22, 2020
Book Page003954/000191
Instrument24500
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 21, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,981 (+2.9%)$225,684 (-1.79%) Land $40,000 Building $185,684
2024$2,081.00 (+9.41%) Homeowner's exemption$185,599 (+3%)$229,786 (+3.6%) Land $35,000 Building $194,786
2023$1,902.00 (+2.92%) Homeowner's exemption$180,193 (+3%)$221,804 (+10.16%) Land $32,000 Building $189,804
2022$1,848.00 Homeowner's exemption$174,945$201,355 Land $30,000 Building $171,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5832 Gulf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5832 Gulf Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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