5841 Gulf Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 5841 Gulf Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,349 sqft · built 1986
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$198,400 (Dec 2016)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1N-28-0110-00000-0210`

Property Details

APN / Parcel Number

Primary APN	`19-1N-28-0110-00000-0210`
Alternative APN	`N281190110000000210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,349 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	2,349 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	297 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	285 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5841 GULF RD
City	MILTON
State	FL
Zip	32583-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	AVALON PARK E 60 FT OF LOT 20 & ALL LOT 21 AS DES IN OR 1548 PG 189 & OR 1776 PG 1296
Legal Range	28W
Legal Township	1N
Legal Section	19
Legal Subdivision	AVALON PARK/REPLAT
Legal Lot Number	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	2
Census Block	2012
Census Tract	10712

Owner

Source: Santa Rosa County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5841 GULF RD, MILTON, FL 32583-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2016 · Amount on Record
Deed Sale	Dec 29, 2016 · Amount on Record
Prior Sale	Aug 19, 1999
Deed Document Number	201651611
Deed Book / Page	3587 / 80
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 23, 2026
Property Address	5841 GULF RD, MILTON, FL 32583-2324
Document Number	0000047834
Book / Page	4791 / 378
Instrument Date	Sep 15, 2026
Instrument	202647834
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5841 GULF RD, MILTON, FL 32583-2324

Mortgage

Document Number	0000047834,
Date	Sep 23, 2026
Book Page	4791/378
Instrument	202647834

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (+2.82%) Homeowner's exemption Veteran's exemption	$145,106 (+2.9%)	$247,596 (-0.22%) Land $60,000 Building $187,596
2024	$1,562.00 (+25.26%) Homeowner's exemption Disabled Person's exemption	$141,017 (+3%)	$248,154 (+4.45%) Land $52,500 Building $195,654
2023	$1,247.00 (+3.49%) Homeowner's exemption Disabled Person's exemption	$136,910 (+3%)	$237,582 (+10.64%) Land $48,000 Building $189,582
2022	$1,205.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,922	$214,740 Land $45,000 Building $169,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20