Cherokee County property record for 584 Twin Mountain Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4 ba · 3,530 sqft · built 2005 |
| Lot Size | 6.9 acres (300,564 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,419 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 454100719603000 |
| Primary APN | 454100719603000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,530 sqft Heated Area |
| Upper Floors Area | 1,280 sqft |
| Basement Area | 990 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 300,564 sqft (6.9 acres) |
| Lot Width | 367 ft Width |
| Porch | Open Porch |
| Porch Area | 624 sqft |
| Deck Area | 1,170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 38038 |
|---|---|
| Street Address | 584 TWIN MOUNTAIN RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRS 1 2 & 3 MELVIN PROP 1077/574 1150/641 D/83A |
| Legal Phase | 1077 |
| Legal Tract | 1 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930606 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 582 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2013 |
| Deed Sale | Jun 1, 2013 |
| Deed Document Number | 0000059482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 584 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 582 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997 |
| Document Number | 01724/1184 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 1724/1184 |
| Instrument | 7252 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | NEW BERN, NC 28562 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 584 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01616/0161 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 01616/0161 |
| Instrument | 02703 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,419.00 | $476,390 (-) | $476,390 (-) Land $28,620 Building $447,770 |
| 2023 | $476,390 | $476,390 Land $28,620 Building $447,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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