582 Twin Mountain Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 582 Twin Mountain Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,418 sqft · built 1976
Lot Size	3.69 acres (160,736 sqft)
Owner	Trust Name on Record
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454100811334000`

Property Details

APN / Parcel Number

Primary APN	`454100811334000`
Alternative APN	`38038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,418 sqft Heated Area
Gross Area	4,736 sqft
1st Floor Area	1,418 sqft
Basement Area	1,418 sqft
Finished Basement	1,418 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	160,736 sqft (3.69 acres)
Lot Width	55 ft Width
Garage Type	Carport
Garage Area	486 sqft
Carport	Carport
Carport Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	930 sqft
Deck Area	178 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	38038
Street Address	582 TWIN MOUNTAIN RD
City	MURPHY
State	NC
Zip	28906-8997
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT 5 SEC 1 LTS 1 3 & 5 SEC 3 & .37 AC G/352
Legal Subdivision	TWIN MOUNTAIN SUBDIVISION
Legal Lot Number	5-3
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1009
Census Tract	930606

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	582 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK
May 5, 2021	Intrafamily Transfer, Transfer
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 3, 2021
Transfer Doc	1679/1198
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	582 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01724/1184
Date	Nov 15, 2022
Book Page	1724/1184
Instrument	7252

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	NEW BERN, NC 28562

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	May 5, 2021
Property Address	582 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997
Document Number	1679/1198
Book / Page	1679 / 1198
Map Reference	MB 4 PG 33-A
Instrument Date	May 3, 2021
Instrument	2974
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	582 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	582 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01616/0140
Date	Jun 19, 2019
Book Page	01616/0140
Instrument	02701

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00	$332,000 (-)	$332,000 (-) Land $25,650 Building $306,350
2023		$332,000	$332,000 Land $25,650 Building $306,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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