Cherokee County property record for 515 Twin Mountain Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,438 sqft · built 1965 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,757 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 454100818734000 |
| Primary APN | 454100818734000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,438 sqft Heated Area |
| Gross Area | 4,974 sqft |
| 1st Floor Area | 3,438 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 260 ft deep x 92 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 34292 |
|---|---|
| Street Address | 515 TWIN MOUNTAIN RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 1 & 13 TWIN MOUNTAIN 879/168 |
| Legal Subdivision | TWIN MOUNTAIN SUBDIVISION |
| Legal Lot Number | 1,13 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 930606 |
Source: Cherokee County records · APN 454100818734000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 31, 2011 |
| Transfer Doc | 1413/0568 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 515 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 515 TWIN MOUNTAIN RD, MURPHY, NC 28906-8997 |
| Document Number | 001720/318 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 1720/318 |
| Instrument | 5825 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 | $254,490 (-) | $254,490 (-) Land $6,480 Building $248,010 |
| 2023 | $254,490 | $254,490 Land $6,480 Building $248,010 |
Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | High above 75% of the US · above 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain Electric Membership Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: CND Acquisition.
Based on FCC filings for 11 locations within half a mile of this property.
4G LTE only, no 5G reported
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