584 Sheperd Ln, Clover, SC 29710 Property Records

York County property record for 584 Sheperd Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,192 sqft · built 2023
Lot Size	0.98 acres (42,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Dec 2024)
Tax Bill	$15,920 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Dec 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276-00-00-032`

Property Details

APN / Parcel Number

Primary APN	`276-00-00-032`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,192 sqft Living Area
Gross Area	4,332 sqft
1st Floor Area	1,696 sqft
2nd Floor Area	1,496 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	42,702 sqft (0.98 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	584 SHEPERD LN
City	CLOVER
State	SC
Zip	29710-7887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT# 1 SHEPHERDS TRACE PHS 1
Legal Subdivision	SHEPHERDS TRACE PHS 1
Legal Lot Number	1
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1000
Census Tract	61802

Owner

Source: York County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	584 SHEPERD LN, CLOVER, SC 29710-7887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF YORK
Dec 17, 2024	Deed, Transfer · Line of Credit JMAC LENDING INC
Jul 12, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Prior Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	202440161
Deed Book / Page	21666 / 184
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	584 SHEPERD LN, CLOVER, SC 29710-7887
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 939, FORT MILL, SC 29716-0939

Mortgage

Document Number	2042400326
Date	Sep 28, 2022
Book Page	20424/326
Instrument	2022041953

Lender

Name	BANK OF YORK
Type	Bank
Address	YORK, SC 29745

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2052

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Dec 17, 2024
Property Address	584 SHEPERD LN, CLOVER, SC 29710-7887
Document Number	2166600184
Book / Page	21666 / 184
Map Reference	MB 165 PG 39
Instrument Date	Dec 16, 2024
Instrument	2024040161
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,768.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	584 SHEPERD LN, CLOVER, SC 29710-7887

Mortgage

Document Number	2024040162
Date	Dec 17, 2024
Instrument	2024040162

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 12, 2023
Property Address	584 SHEPERD LN, CLOVER, SC 29710-7887
Document Number	2084700491
Book / Page	20847 / 491
Map Reference	MB 165 PG 39
Instrument Date	Jul 12, 2023
Instrument	2023021210
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	584 SHEPERD LN, CLOVER, SC 29710-7887

Mortgage

Document Number	2023021211
Date	Jul 12, 2023
Instrument	2023021211

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Feb 11, 2022
Property Address	584 SHEPERD LN, CLOVER, SC 29710-7887
Document Number	1997500254
Book / Page	19975 / 254
Map Reference	MB 165 PG 39
Instrument Date	Feb 3, 2022
Instrument	2022006894
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$197.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 939, FORT MILL, SC 29716-0939

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,920.00 (+856.16%)	$39,702 (+800.27%) Land $5,400 Building $34,302	$661,700 (+800.27%) Land $90,000 Building $571,700
2023	$1,665.00 (+392.6%)	$4,410 (+340.12%) Land $4,410	$73,500 (+340.12%) Land $73,500
2022	$338.00	$1,002 Land $1,002	$16,700 Land $16,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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