York County property record for 574 Sheperd Ln, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,384 sqft · built 2023 |
| Lot Size | 0.977 acres (42,555 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $834,979 (Apr 2024) |
| Tax Bill | $4,099 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 276-00-00-033 |
| Primary APN | 276-00-00-033 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,384 sqft Living Area |
| Gross Area | 4,578 sqft |
| 1st Floor Area | 2,415 sqft |
| 2nd Floor Area | 969 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,555 sqft (0.977 acres) |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 284 sqft |
| Street Address | 574 SHEPERD LN |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-7887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 2 SHEPHERDS TRACE PHS 1 |
| Legal Subdivision | SHEPHERDS TRACE PHS 1 |
| Legal Lot Number | 2 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 61802 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 574 SHEPERD LN, CLOVER, SC 29710-7887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit HOMESIMPLY |
| Jun 16, 2023 | Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK |
| Apr 26, 2024 | Deed, Subdivision Related Transfer · Line of Credit SOFI BANK NA |
| Mar 22, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Mar 22, 2021 · Amount on Record |
| Deed Document Number | 202412676 |
| Deed Book / Page | 21273 / 324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 574 SHEPERD LN, CLOVER, SC 29710-7887 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 574 SHEPERD LN, CLOVER, SC 29710-7887 |
| Document Number | 2222800405 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 22228/405 |
| Instrument | 2025037331 |
| Name | HOMESIMPLY |
|---|---|
| Type | Private Party |
| Address | 3540 TORINGDON WAY STE 200, CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 574 SHEPERD LN, CLOVER, SC 29710-7887 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN 109, 109, CHARLOTTE, NC 28277-0455 |
| Investor | Possibly a Property Investor |
| Document Number | 2080700394 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 20807/394 |
| Instrument | 2023018225 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Construction Mortgage |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 26, 2024 |
| Property Address | 574 SHEPERD LN, CLOVER, SC 29710-7887 |
| Document Number | 2127300324 |
| Book / Page | 21273 / 324 |
| Map Reference | MB 165 PGS 39 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024012676 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455 |
| Name | Verified Name |
|---|---|
| Address | 574 SHEPERD LN, CLOVER, SC 29710-7887 |
| Document Number | 2024012677 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2024012677 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Mar 22, 2021 |
| Property Address | 574 SHEPERD LN, CLOVER, SC 29710-7887 |
| Document Number | 1910400224 |
| Book / Page | 19104 / 224 |
| Map Reference | MB 165 PG 39 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 2021016245 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $569.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,099.00 (+158.61%) | $32,640 (+677.14%) Land $3,600 Building $29,040 | $816,000 (+1,065.71%) Land $90,000 Building $726,000 |
| 2023 | $1,585.00 | $4,200 Land $4,200 | $70,000 Land $70,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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