555 Sheperd Ln, Clover, SC 29710 Property Records

York County property record for 555 Sheperd Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,836 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$671,584 (Dec 2021)
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276-00-00-036`

Property Details

APN / Parcel Number

Primary APN	`276-00-00-036`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,836 sqft Living Area
1st Floor Area	2,156 sqft
2nd Floor Area	1,680 sqft

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	614 sqft

Location & Zoning

Street Address	555 SHEPERD LN
City	CLOVER
State	SC
Zip	29710-7887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT# 5 SHEPHERDS TRACE PHS 1
Legal Subdivision	SHEPHERDS TRACE PHS 1
Legal Lot Number	5
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2000
Census Tract	61701

Owner

Source: York County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	555 SHEPERD LN, CLOVER, SC 29710-7887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Dec 21, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 22, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	0019861131
Deed Book / Page	19861 / 131
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	555 SHEPERD LN, CLOVER, SC 29710-7887
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 ELM LN 109, 109, CHARLOTTE, NC 28277-0455
Investor	Possibly a Property Investor

Mortgage

Document Number	1948900222
Date	Aug 5, 2021
Book Page	19489/222
Instrument	2021044956

Lender

Name	PINNACLE BANK
Type	Bank
Address	THOMASVILLE, NC 27361

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	555 SHEPERD LN, CLOVER, SC 29710-7887
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2106700106
Date	Dec 4, 2023
Book Page	21067/106
Instrument	2023037746

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2043

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK SC
Recording Date	Dec 21, 2021
Property Address	555 SHEPERD LN, CLOVER, SC 29710-7887
Document Number	1986100131
Book / Page	19861 / 131
Map Reference	MB 165 PG 39
Instrument Date	Dec 20, 2021
Instrument	2021072549
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,747.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	555 SHEPERD LN, CLOVER, SC 29710-7887

Mortgage

Document Number	2021072550
Date	Dec 21, 2021
Instrument	2021072550

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 22, 2021
Property Address	555 SHEPERD LN, CLOVER, SC 29710-7887
Document Number	1910400224
Book / Page	19104 / 224
Map Reference	MB 165 PG 39
Instrument Date	Feb 15, 2021
Instrument	2021016245
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$569.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455

Tax Assessment & Valuation

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,633.00 (+8.51%)	$28,930 (+15%) Land $3,089 Building $25,841	$842,800 (+34.01%) Land $90,000 Building $752,800
2023	$3,348.00	$25,156 Land $3,200 Building $21,956	$628,910 Land $80,000 Building $548,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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