584 E Emma St, Osborn, MO 64474 Property Records

DeKalb County property record for 584 E Emma St, Osborn, MO 64474 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1,508 sqft · built 1950
Lot Size	6.4 acres (278,784 sqft)
Owner	Individual Name on File
Last Sale	$164,100 (Oct 2009)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`453015601403004000100`

Property Details

APN / Parcel Number

Primary APN	`453015601403004000100`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,508 sqft Adjusted Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	278,784 sqft (6.4 acres)

Location & Zoning

Street Address	584 E EMMA ST
City	OSBORN
State	MO
Zip	64474-9416
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 & LOT 2 (EXC W 202 & POB SE COR LOT 2 N 150, SW 340, E 205) & LOT 4 (EXC 150) 14-57-31
Legal Range	31W
Legal Township	57N
Legal Section	14
Legal Subdivision	RAILROAD ADDITION
Legal Lot Number	1-2,4
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1152
Census Tract	80200

Owner

Source: DeKalb County records · APN 453015601403004000100

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9081 NE A HWY, CAMERON, MO 64429-8091
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2024	Deed of Trust, Mortgage · ARM FARMERS STATE BANK
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBH BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2009 · Amount on Record
Deed Sale	Oct 21, 2009 · Amount on Record
Deed Document Number	20091414
Deed Book / Page	216 / 1414
Record Updated	Jun 08, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	584 E EMMA ST, OSBORN, MO 64474-9416
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00231/1179
Date	Sep 18, 2024
Book Page	231/1179
Instrument	241180

Lender

Name	FARMERS STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 18, 2030

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	584 E EMMA ST, OSBORN, MO 64474-9416
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	228/510
Date	Mar 31, 2021
Book Page	228/510
Instrument	210510

Lender

Name	NBH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Municipality	Osborn City
Unified School District	Osborn R-O School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,173.00	$14,910 Land $1,100 Building $13,810	$81,129 Land $6,500 Building $74,629

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (29063C), updated November 19, 2003 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
United Electric Cooperative	Fiber	1,000 / 1,000

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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