525 E Emma St, Osborn, MO 64474 Property Records

DeKalb County property record for 525 E Emma St, Osborn, MO 64474 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1989
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Tax Bill	$939 (2025)
Deeds & Mortgages	Sep 2022 Refinance Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452815601403001001302`

Property Details

APN / Parcel Number

Primary APN	`452815601403001001302`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	1,500 sqft Adjusted Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	525 E EMMA ST
City	OSBORN
State	MO
Zip	64474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT BEG. SW COR LOT 3
Legal Range	31W
Legal Township	57N
Legal Section	14
Legal Block	99
Legal Lot Number	3
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1146
Census Tract	80200

Owner

Source: DeKalb County records · APN 452815601403001001302

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6, OSBORN, MO 64474-0006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BTC BANK
Oct 25, 2018	Deed of Trust, Mortgage 1ST CAMERON STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	525 E EMMA ST, OSBORN, MO 64474
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00229/1281
Date	Sep 16, 2022
Book Page	229/1281
Instrument	221281

Lender

Name	BTC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2042

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	525 E EMMA ST, OSBORN, MO 64474
Transaction Type	Mortgage
Record Updated	Nov 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000181239
Date	Oct 25, 2018
Instrument	000000181239

Lender

Name	1ST CAMERON STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	231 Months
Due	Jan 01, 2038

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Municipality	Osborn City
Unified School District	Osborn R-O School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00	$11,930 Land $1,620 Building $10,310	$62,772 Land $8,532 Building $54,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (29063C), updated November 19, 2003 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
United Electric Cooperative	Fiber	1,000 / 1,000

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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