487 E Emma St, Osborn, MO 64474 Property Records

DeKalb County property record for 487 E Emma St, Osborn, MO 64474

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,659 sqft · built 1991
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$229,800 (May 2023)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452815601403001001102`

Property Details

APN / Parcel Number

Primary APN	`452815601403001001102`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,659 sqft Total Area
1st Floor Area	1,736 sqft
Basement Area	1,318 sqft
Finished Basement	1,318 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	195 ft deep x 150 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	487 E EMMA ST
City	OSBORN
State	MO
Zip	64474-7173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POB SE COR BLK 76, TH N 195, W TO CNTR OF CRK, S FOLLOWING CRK TO S LINE BLK 76, E TO POB 14-59-31
Legal Range	31W
Legal Township	59N
Legal Section	14
Legal Subdivision	CITY OSBORN
Legal Block	76
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1146
Census Tract	80200

Owner

Source: DeKalb County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	487 E EMMA ST, OSBORN, MO 64474-7173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Deed Document Number	2023548
Deed Book / Page	230 / 548
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	487 E EMMA ST, OSBORN, MO 64474-7173
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000230/549
Date	May 11, 2023
Book Page	230/549

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Municipality	Osborn City
Unified School District	Osborn R-O School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00	$35,560 Land $2,630 Building $32,930	$187,151 Land $13,820 Building $173,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSBORN PWS serves 405 people · EPA ID MO1010609
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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