Madison County property record for 584 Ashley Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,427 sqft |
| Lot Size | 0.548 acres (23,896 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,500 (Jul 2017) |
| Tax Bill | $1,640 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-005A-0023 |
| Primary APN | 0073-005A-0023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,427 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 23,896 sqft (0.548 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 41081 |
|---|---|
| Street Address | 584 ASHLEY CT |
| City | BEREA |
| State | KY |
| Zip | 40403-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUSH BOTTOM ESTS LOT 23 PH 2 |
| Legal Subdivision | BUSH BOTTOM |
| Legal Phase | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11101 |
Source: Madison County records · APN 0073-005A-0023
Assessment roll updated December 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 584 ASHLEY CT, BEREA, KY 40403-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed, Transfer · Conventional Mortgage PNC BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Jul 25, 2017 | Deed, Transfer · Conventional Mortgage PARK COMMUNITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on Record |
| Deed Sale | Jul 25, 2017 · Amount on Record |
| Prior Sale | Dec 02, 2005 · Amount on Record |
| Deed Document Number | 20172013962098 |
| Deed Book / Page | 00748 / 4 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 584 ASHLEY CT, BEREA, KY 40403-1286 |
| Document Number | 0014383234 |
| Book / Page | 885 / 678 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202614383234 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,058.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 584 ASHLEY CT, BEREA, KY 40403-1286 |
| Document Number | 0014383234, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 2485/588 |
| Instrument | 202614383234 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 584 ASHLEY CT, BEREA, KY 40403-1286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01953/354 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | M01953/354 |
| Instrument | 2014014849 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 25, 2017 |
| Property Address | 584 ASHLEY CT, BEREA, KY 40403-1286 |
| Document Number | D00748/004 |
| Book / Page | D00748 / 004 |
| Map Reference | MB15 PG72 |
| Instrument Date | Jul 22, 2017 |
| Instrument | 2013962098 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 584 ASHLEY CT, 584, BEREA, KY 40403-1286 |
| Name | Verified Name |
|---|---|
| Address | 2041 TY LN APT 15, 15, RICHMOND, KY 40475-1993 |
| Document Number | 2013962099 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2013962099 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 (+14.29%) | $174,000 (+17.57%) | $174,000 (+17.57%) |
| 2023 | $1,435.00 | $148,000 | $148,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510111013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Uniti Group.
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0760407, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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