554 Ashley Ct, Berea, KY 40403 Property Records

Madison County property record for 554 Ashley Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,627 sqft
Owner	Individual Name on File
Last Sale	$188,000 (Dec 2020)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-005A-0028`

Property Details

APN / Parcel Number

Primary APN	`0073-005A-0028`
Alternative APNs	`125842` `88769` `55439`

Interior

Stories	1 Story
Building Area	1,627 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	55439
Street Address	554 ASHLEY CT
City	BEREA
State	KY
Zip	40403-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 28 PH 2
Legal Subdivision	BUSH BOTTOM
Legal Phase	2
Legal Lot Number	28
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	554 ASHLEY CT, BEREA, KY 40403-1286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Nov 27, 2019	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 28, 2019	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2014026341
Deed Book / Page	D00798 / 715
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 22, 2020
Property Address	554 ASHLEY CT, BEREA, KY 40403-1286
Document Number	D00798/715
Book / Page	D00798 / 715
Map Reference	CAB 1 5 SL 72
Instrument Date	Dec 17, 2020
Instrument	2014026341
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 KINCAIDE ST, 125, WARSAW, IN 46580-4792

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	554 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	2014026342
Date	Dec 22, 2020
Instrument	2014026342

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 27, 2019
Property Address	554 ASHLEY CT, BEREA, KY 40403-1286
Document Number	D00781/603
Book / Page	D00781 / 603
Map Reference	MB 15 PG 72
Instrument Date	Nov 25, 2019
Instrument	2014003016
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 S OOGWOOD DR, 1018, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	554 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	2014003017
Date	Nov 27, 2019
Instrument	2014003017

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	Mar 28, 2019
Property Address	554 ASHLEY CT, BEREA, KY 40403-1286
Document Number	D00771/472
Book / Page	D00771 / 472
Map Reference	MB 15 PG 72
Instrument Date	Mar 21, 2019
Instrument	2013990171
Transaction Type	Foreclosure
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00 (-3.35%) Homeowner's exemption	$190,000 (+1.06%)	$190,000 (+1.06%)
2023	$1,374.00 Homeowner's exemption	$188,000	$188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Uniti Group.

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