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578 Ashley Ct, Berea, KY 40403 Property Records

Madison County property record for 578 Ashley Ct, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,601 sqft
OwnerIndividual Name on File
Last Sale$149,900 (May 2017)
Tax Bill$1,744 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0073-005A-0024

Property Details

APN / Parcel Number

Primary APN0073-005A-0024
Alternative APNs
  • 131444
  • 94295
  • 61256

Interior

Stories1 Story
Building Area1,601 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number61256
Street Address578 ASHLEY CT
CityBEREA
StateKY
Zip40403-1286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUSH BOTTOM ESTS LOT 24 PH 2
Legal SubdivisionBUSH BOTTOM
Legal Phase2
Legal Lot Number24
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3000
Census Tract11101

Owner

Source: Madison County records · APN 0073-005A-0024

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address578 ASHLEY CT, BEREA, KY 40403-1286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 22, 2017Survivorship Deed, Transfer · Conventional Mortgage
FAHE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2017 · Amount on Record
Deed SaleMay 22, 2017 · Amount on Record
Deed Document Number2013959014
Deed Book / PageD00745 / 043
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address578 ASHLEY CT, BEREA, KY 40403-1286
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2036/417
DateMar 25, 2021
Book PageM2036/417
Instrument2014032112
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressEWAN, NJ 08025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMADISON KY
Recording DateMay 22, 2017
Property Address578 ASHLEY CT, BEREA, KY 40403-1286
Document NumberD00745/043
Book / PageD00745 / 043
Map ReferenceMB15 PG72
Instrument DateMay 19, 2017
Instrument2013959014
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address578 ASHLEY CT, 578, BEREA, KY 40403-1286

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address578 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number2013959015
DateMay 22, 2017
Instrument2013959015
Lender
NameFAHE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,744.00 (+11.72%) Additional exemption filed$185,000 (+14.91%)$185,000 (+14.91%)
2023$1,561.00$161,000$161,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000

May also be available: Uniti Group.

Based on FCC filings for 110 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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