St. Louis County property record for 5831 Ratika Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,677 sqft · built 2015 |
| Lot Size | 22.5 acres (984,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Sep 2012) |
| Tax Bill | $10,426 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0010-03000 |
| Primary APN | 450-0010-03000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,677 sqft Gross Area |
| 1st Floor Area | 2,101 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 984,020 sqft (22.5 acres) |
| Garage Area | 2,893 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 576 sqft |
| Deck Area | 60 sqft |
| Patio Area | 484 sqft |
| Storage Building | 320 sqft |
| Pole Barn | 4,800 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 553038 |
|---|---|
| Street Address | 5831 RATIKA RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | SE1/4 OF NW1/4 EX E 573.50 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 19 |
| Legal Subdivision | MIDWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10200 |
5831 Ratika Rd is owned and occupied by an individual who acquired it in September 2017.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5831 RATIKA RD, DULUTH, MN 55810-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Oct 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 5, 2017 | Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2012 · Amount on File |
| Deed Sale | Sep 10, 2012 · Amount on File |
| Prior Sale | Feb 3, 2009 · Amount on File |
| Deed Document Number | 20121195210 |
| Last Transfer Date | Sep 29, 2017 |
| Transfer Doc | 0001319218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5831 RATIKA RD, DULUTH, MN 55810-9559 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001430111 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 1430111 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 3, 2017 |
| Property Address | 5831 RATIKA RD, DULUTH, MN 55810-9559 |
| Document Number | 00A1319217 |
| Instrument Date | Sep 29, 2017 |
| Instrument | A1319217 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5831 RATIKA RD DULUTH MN 558109559, DULUTH, MN 55810-9559 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5831 RATIKA RD, DULUTH, MN 55810-9559 |
| Document Number | 00A1310865 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5831 RATIKA RD DULUTH MN 558109559, DULUTH, MN 55810-9559 |
| Document Number | 00A1310865 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | A1310865 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 8, 2047 |
The 2026 property tax bill for 5831 Ratika Rd was $10,426, up 10.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,426.00 (+10.3%) | ||
| 2025 | $9,452.00 (+4.67%) | $956,500 (+13.42%) Land $133,500 Building $823,000 | $956,500 (+13.42%) Land $133,500 Building $823,000 |
| 2024 | $9,030.00 | $843,300 Land $126,800 Building $716,500 | $843,300 Land $126,800 Building $716,500 |
| 2022 | $716,600 Land $112,500 Building $604,100 | $716,600 Land $112,500 Building $604,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5831 Ratika Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5831 Ratika Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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