St. Louis County property record for 5812 Ratika Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 750 sqft · built 1920 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,458 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0010-03010 |
| Primary APN | 450-0010-03010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 750 sqft Gross Area |
| 1st Floor Area | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 660 sqft |
| Deck Area | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 28275 |
|---|---|
| Street Address | 5812 RATIKA RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E1/2 OF NE1/4 OF SW1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 19 |
| Legal Subdivision | MIDWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 10200 |
5812 Ratika Rd is owned and occupied by an individual who acquired it in December 2023.
Source: St. Louis County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5812 RATIKA RD, DULUTH, MN 55810-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2023 |
| Transfer Doc | 0001479508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 11, 2023 |
| Property Address | 5812 RATIKA RD, DULUTH, MN 55810-9559 |
| Document Number | 0001479508 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 1479508 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5812 RATIKA RD, DULUTH, MN 55810-9559 |
The 2026 property tax bill for 5812 Ratika Rd was $1,458 with a homeowner's exemption, up 22.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,458.00 (+22.52%) Homeowner's exemption | ||
| 2025 | $1,190.00 Homeowner's exemption | $175,200 (+16.57%) Land $126,300 Building $48,900 | $175,200 (+16.57%) Land $126,300 Building $48,900 |
| 2024 | $150,300 Land $115,200 Building $35,100 | $150,300 Land $115,200 Building $35,100 | |
| 2023 | $1,202.00 Homeowner's exemption | ||
| 2022 | $132,300 Land $102,600 Building $29,700 | $132,300 Land $102,600 Building $29,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5812 Ratika Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5812 Ratika Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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