St. Louis County property record for 5793 Ratika Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,016 sqft · built 1995 |
| Lot Size | 5.46 acres (237,838 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,284 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0010-02942 |
| Primary APN | 450-0010-02942 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Gross Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Frame |
| Lot Area | 237,838 sqft (5.46 acres) |
| Garage Area | 988 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 344 sqft |
| Deck Area | 230 sqft |
| Lean-To | 440 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Account Number | 9565 |
|---|---|
| Street Address | 5793 RATIKA RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-9576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | W 376.5 FT OF S1/2 OF SW1/4 OF NE1/4 EXW 1 ROD THEREOF SERIAL # |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 19 |
| Legal Subdivision | MIDWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10200 |
5793 Ratika Rd is owned and occupied by an individual who acquired it in April 2026.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5793 RATIKA RD, DULUTH, MN 55810-9576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0001531568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 29, 2026 |
| Property Address | 5793 RATIKA RD, DULUTH, MN 55810-9576 |
| Document Number | 0001531568 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261531568 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5793 RATIKA RD, DULUTH, MN 55810-9576 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5793 RATIKA RD, PROCTOR, MN 55810-9576 |
| Document Number | 0001442422 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 1442422 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2032 |
The 2026 property tax bill for 5793 Ratika Rd was $5,284 with a homeowner's exemption, up 14.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,284.00 (+14.27%) Homeowner's exemption | ||
| 2025 | $4,624.00 (+1.9%) Homeowner's exemption | $526,800 (+18.38%) Land $90,900 Building $435,900 | $526,800 (+18.38%) Land $90,900 Building $435,900 |
| 2024 | $4,538.00 | $445,000 Land $54,300 Building $390,700 | $445,000 Land $54,300 Building $390,700 |
| 2022 | $379,200 Land $50,000 Building $329,200 | $379,200 Land $50,000 Building $329,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5793 Ratika Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5793 Ratika Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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