Hardin County property record for 559 Oak Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,161 sqft · built 1977 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Dec 2020) |
| Tax Bill | $1,563 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-02-041 |
| Primary APN | 180-10-02-041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 15,464 sqft (0.355 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Heating System | Central |
|---|
| Street Address | 559 OAK DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARD LT 10 #3 |
| Legal Subdivision | HEARD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 600 |
Source: Hardin County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Dec 10, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Dec 10, 2020 | Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Deed Book / Page | 1502 / 160 |
| Prior Transfer Date | Dec 9, 2020 |
| Prior Transfer Doc | 1502/157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Document Number | 002604/175 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 2604/175 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Document Number | 002498/481 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 2498/481 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 10, 2020 |
| Property Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Document Number | 1502/157 |
| Book / Page | 1502 / 157 |
| Map Reference | MB 8 PG 40 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 779 BRIAN CT, 779, RADCLIFF, KY 40160-1679 |
| Name | Verified Name |
|---|---|
| Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 10, 2020 |
| Property Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Document Number | 1502/160 |
| Book / Page | 1502 / 160 |
| Map Reference | CAB 1 SH 245B |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | COLLIER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 559 OAK DR, RADCLIFF, KY 40160-9032 |
| Document Number | 002350/928 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 2350/928 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77086 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,563.00 (-1.2%) | $165,000 (-) Land $18,000 Building $147,000 | $165,000 (-) Land $18,000 Building $147,000 |
| 2023 | $165,000 (-) Land $15,000 Building $150,000 | $165,000 (-) Land $15,000 Building $150,000 | |
| 2022 | $165,000 Land $15,000 Building $150,000 | $165,000 Land $15,000 Building $150,000 | |
| 2021 | $1,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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