Hardin County property record for 558 Oak Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,813 sqft · built 1978 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,000 (Mar 2017) |
| Tax Bill | $1,243 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-02-049 |
| Primary APN | 180-10-02-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| Basement Area | 1,776 sqft |
| Finished Basement | 1,776 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Porch Area | 220 sqft |
| Patio Area | 244 sqft |
| Heating System | Central |
|---|
| Street Address | 558 OAK DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARD LT 02 #3 |
| Legal Subdivision | HEARD |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 600 |
Source: Hardin County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 558 OAK DR, RADCLIFF, KY 40160-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Mar 22, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on Record |
| Deed Sale | Mar 22, 2017 · Amount on Record |
| Prior Sale | Aug 29, 2007 · Amount on Record |
| Deed Book / Page | 1437 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 558 OAK DR, RADCLIFF, KY 40160-9645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 558 OAK DR, RADCLIFF, KY 40160-9645 |
| Document Number | 002462/244 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 2462/244 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 558 OAK DR, RADCLIFF, KY 40160-9645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2192/478 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 2192/478 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 22, 2017 |
| Property Address | 558 OAK DR, RADCLIFF, KY 40160-9645 |
| Document Number | 1437/869 |
| Book / Page | 1437 / 869 |
| Map Reference | PL 8 PG 40 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4516 EL CARNAL WAY, 4516, LAS VEGAS, NV 89121-6617 |
| Name | Verified Name |
|---|---|
| Address | 558 OAK DR, RADCLIFF, KY 40160-9645 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,243.00 (+33.37%) | $129,700 (+36.1%) Land $18,000 Building $111,700 | $129,700 (+36.1%) Land $18,000 Building $111,700 |
| 2023 | $95,300 (-) Land $11,800 Building $83,500 | $95,300 (-) Land $11,800 Building $83,500 | |
| 2022 | $95,300 Land $11,800 Building $83,500 | $95,300 Land $11,800 Building $83,500 | |
| 2021 | $932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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