583 Gilbert Dr, Richmond, KY 40475 Property Records

Madison County property record for 583 Gilbert Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft
OwnerIndividual Name on Record
Last Sale$530,000 (Aug 2017)
Tax Bill$1,687 (2025)
Deeds & MortgagesAug 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN054A-0001-0007

Property Details

APN / Parcel Number

Primary APN054A-0001-0007
Alternative APNs
  • 106158
  • 143485
  • 73683

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,392 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number73683
Street Address583 GILBERT DR
CityRICHMOND
StateKY
Zip40475-3078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST LOT 29
Legal SubdivisionHILLCREST
Legal Lot Number29
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2017
Census Tract10201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address583 GILBERT DR, RICHMOND, KY 40475-3078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2017 · Amount on Record
Deed SaleAug 17, 2017 · Amount on Record
Deed Document Number2013963329
Deed Book / PageD00749 / 091
Record UpdatedJun 8, 2026

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 17, 2017
Property Address583 GILBERT DR, RICHMOND, KY 40475-3078
Document NumberD00749/091
Book / PageD00749 / 091
Instrument DateAug 17, 2017
Instrument2013963329
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1835 UNION CITY RD, 1835, RICHMOND, KY 40475-9245

Transferred To (Grantee/Buyer)

NameVerified Name
Address583 GILBERT DR, RICHMOND, KY 40475-3078

Mortgage

Document Number2013963330
DateAug 17, 2017
Instrument2013963330
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueAug 17, 2019
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,687.00 (+21.11%) Homeowner's exemption$228,000 (+2%)$228,000 (+2%)
2023$1,393.00 Homeowner's exemption$190,000$190,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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