Madison County property record for 580 Gilbert Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,080 sqft |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,000 (Jan 2018) |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0002-0025 |
| Primary APN | 054A-0002-0025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,080 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 63380 |
|---|---|
| Street Address | 580 GILBERT DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST (1.46 ACRES) |
| Legal Subdivision | HILLCREST |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10201 |
Source: Madison County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 580 GILBERT DR, RICHMOND, KY 40475-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Feb 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 4, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2018 · Amount on Record |
| Deed Sale | Jan 4, 2018 · Amount on Record |
| Deed Document Number | 20182013969938 |
| Deed Book / Page | 00754 / 513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 580 GILBERT DR, RICHMOND, KY 40475-3077 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 580 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 000M2145/1 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | M2145/1 |
| Instrument | 2014083157 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 40474 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 580 GILBERT DR, RICHMOND, KY 40475-3077 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 580 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 0M2132/318 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | M2132/318 |
| Instrument | 2014076208 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 4, 2018 |
| Property Address | 580 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | D00754/513 |
| Book / Page | D00754 / 513 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 2013969938 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 W MAIN ST, 116, RICHMOND, KY 40475-1588 |
| Name | Verified Name |
|---|---|
| Address | 580 GILBERT DR, RICHMOND, KY 40475-3077 |
| Document Number | 2013969939 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2013969939 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,687.00 (+2.99%) | $285,000 (+5.95%) | $285,000 (+5.95%) |
| 2023 | $2,609.00 | $269,000 | $269,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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