Madison County property record for 577 Gilbert Dr, Richmond, KY 40475 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,420 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,500 (Nov 2025) |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0001-0008-B |
| Primary APN | 054A-0001-0008-B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 52265 |
|---|---|
| Street Address | 577 GILBERT DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST LOT 5-B (1.00 ACRE) |
| Legal Subdivision | HILLCREST |
| Legal Lot Number | 5-B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10201 |
Source: Madison County records · APN 054A-0001-0008-B
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 577 GILBERT DR, RICHMOND, KY 40475-3078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Oct 27, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Deed Document Number | 2014298958 |
| Deed Book / Page | D875 / 755 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 14, 2025 |
| Property Address | 577 GILBERT DR, RICHMOND, KY 40475-3078 |
| Document Number | 00D875/755 |
| Book / Page | D875 / 755 |
| Map Reference | MB 32 PG 153 |
| Instrument Date | Nov 05, 2025 |
| Instrument | 2014298958 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 PARKWOOD DR, RICHMOND, KY 40475-9456 |
| Name | Verified Name |
|---|---|
| Address | 577 GILBERT DR, RICHMOND, KY 40475-3078 |
| Document Number | 2014298959 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2014298959 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 577 GILBERT DR, RICHMOND, KY 40475-3078 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2013966881 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | M01771/601 |
| Instrument | 2013966881 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 13, 2022 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 (-5.82%) Homeowner's exemption | $238,000 (+22.05%) | $238,000 (+22.05%) |
| 2023 | $1,891.00 | $195,000 | $195,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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