5822 Shepherd Dr, Frederick, MD 21704 Property Records

Frederick County property record for 5822 Shepherd Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,934 sqft · built 2016
Lot Size	0.154 acres (6,691 sqft)
Owner	2 Company Names on File
Last Sale	$135,000 (Sep 2016)
Tax Bill	$6,377 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-592557`

Property Details

APN / Parcel Number

Primary APN	`09-592557`
Alternative APN	`592557`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,934 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	1,452 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,691 sqft (0.154 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	592557
Street Address	5822 SHEPHERD DR
City	FREDERICK
State	MD
Zip	21704-7777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 273 PHASE 1 PLAT 6,691 SQ FT HOLLY RIDGE
Legal Subdivision	PLAT 1 HOLLY RIDGE
Legal Phase	1
Legal Lot Number	273
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3009
Census Tract	751904

Owner

Source: Frederick County records · APN 09-592557

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5822 SHEPHERD DR, FREDERICK, MD 21704-7777
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2016 · Amount on Record
Deed Sale	Sep 09, 2016 · Amount on Record
Deed Book / Page	11364 / 144
Last Transfer Date	May 20, 2024
Transfer Doc	0168870186
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5822 SHEPHERD DR, FREDERICK, MD 21704-7777
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138680468
Date	Jul 02, 2020
Book Page	13868/468

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,367 (+7.48%)	$678,500 (-) Land $183,300 Building $495,200
2025	$6,377.00 (+6.18%) Homeowner's exemption	$590,233 (+17.31%)	$678,500 (+24.24%) Land $183,300 Building $495,200
2024	$6,006.00 (+8.67%)
2023	$5,527.00 Homeowner's exemption	$503,133	$546,100 Land $153,300 Building $392,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.