5814 Shepherd Dr, Frederick, MD 21704 Property Records

Frederick County property record for 5814 Shepherd Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,230 sqft · built 2017
Lot Size0.148 acres (6,478 sqft)
OwnerIndividual Name on File
Last Sale$720,000 (Oct 2023)
Tax Bill$6,066 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-592586

Property Details

APN / Parcel Number

Primary APN09-592586
Alternative APN
  • 592586

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,230 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,478 sqft (0.148 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number592586
Street Address5814 SHEPHERD DR
CityFREDERICK
StateMD
Zip21704-7777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 269 PHASE 1 PLAT 6,478 SQ FT HOLLY RIDGE
Legal SubdivisionOPEN SP HOLLY RDG PH 2
Legal Phase1
Legal Lot Number269
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group3
Census Block3009
Census Tract751904

Owner

Source: Frederick County records · APN 09-592586

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 28, 2017Deed, Transfer · FHA Mortgage
GEORGE MASON MORTGAGE LLC
Jun 13, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Prior SaleSep 28, 2017 · Amount on Record
Deed Document Number0016640438
Deed Book / Page16640 / 438
Record UpdatedJun 07, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 19, 2023
Property Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777
Document Number0166400438
Book / Page16640 / 438
Map ReferenceMB 97 PL 13
Instrument DateSep 26, 2023
Transaction TypeTransfer
Record UpdatedNov 01, 2023
Title CompanyCLASSIC SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777

Mortgage

Document Number0016640445
DateOct 19, 2023
Instrument16640/445
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777

Mortgage

Document Number0142510292
DateNov 10, 2020
Book Page14251/292
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 28, 2017
Property Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777
Document Number0120530203
Book / Page12053 / 0203
Map ReferenceMB96 PG117
Instrument DateSep 22, 2017
Instrument12053-0203
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,496.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777

Mortgage

Document Number120530209
DateSep 28, 2017
Instrument12053-0209
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 13, 2017
Property Address5814 SHEPHERD DR, FREDERICK, MD 21704-7777
Document Number0118680430
Book / Page011868 / 000430
Instrument DateJun 05, 2017
Transaction TypeTransfer
Record UpdatedNov 04, 2017
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$272.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,066.00 Homeowner's exemption$553,900$601,600 Land $152,900 Building $448,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217519043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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