Frederick County property record for 5828 Shepherd Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,434 sqft · built 2017 |
| Lot Size | 0.136 acres (5,936 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $458,000 (Jun 2019) |
| Tax Bill | $5,919 (2023) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-592560 |
| Primary APN | 09-592560 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,936 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 592560 |
|---|---|
| Street Address | 5828 SHEPHERD DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 276 PHASE 1 PLAT 5,936 SQ FT HOLLY RIDGE |
| Legal Subdivision | OPEN SP HOLLY RDG PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 276 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 751904 |
Source: Frederick County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5828 SHEPHERD DR, FREDERICK, MD 21704-7777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Nov 12, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jun 19, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| May 31, 2017 | Grant Deed, Subdivision Related Transfer NVR MTG FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on Record |
| Deed Sale | Jun 19, 2019 · Amount on Record |
| Prior Sale | May 31, 2017 · Amount on Record |
| Deed Document Number | 0013036380 |
| Deed Book / Page | 13036 / 380 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5828 SHEPHERD DR, FREDERICK, MD 21704-7777 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5828 SHEPHERD DR, FREDERICK, MD 21704-7777 |
| Document Number | 0163960494 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 16396/494 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5828 SHEPHERD DR, FREDERICK, MD 21704-7777 |
| Document Number | 0143010011 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | PRIORITY TITLE COMPANY, PRIORITY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5828 SHEPHERD DR FREDERICK MD 217047777, FREDERICK, MD 21704-7777 |
| Document Number | 0143010011 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 014301/000011 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 19, 2019 |
| Property Address | 5828 SHEPHERD DR, FREDERICK, MD 21704-7777 |
| Document Number | 0130360380 |
| Book / Page | 013036 / 000380 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | ASSURANCE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5828 SHEPHERD DR FREDERICK MD 217047777, FREDERICK, MD 21704-7777 |
| Document Number | 130360388 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 013036/000388 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 31, 2017 |
| Property Address | 5828 SHEPHERD DR, FREDERICK, MD 21704-7777 |
| Document Number | 0011840148 |
| Book / Page | 001184 / 000148 |
| Instrument Date | May 22, 2017 |
| Instrument | 213 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5828 SHEPHERD DR FREDERICK MD 217047777, FREDERICK, MD 21704-7777 |
| Document Number | 118440156 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 011844/000156 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,919.00 | $497,567 | $542,300 Land $151,800 Building $390,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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