5821 River Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5821 River Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,874 sqft · built 1940
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Trust Names on File
Last Sale	$6,330,000 (Apr 2026)
Tax Bill	$37,119 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`283-0280-026-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0280-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,618 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	71,874 sqft
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5821 RIVER OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (PC)
Legal Description	POR SEC 56 RANCHO DEL PASO DES AS BEG AT A PT LOC S 73%10W 219.43 FT FR SE COR CARMICHAEL COL NO 2 TH S 34%04E 342.77 FT TH
Legal Subdivision	CARMICHAEL COLONY 02
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3013
Census Tract	7702

Owner

5821 River Oak Way is owner-occupied and held in a trust since April 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5821 RIVER OAK WAY, CARMICHAEL, CA 95608-5551
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
May 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Mar 28, 2025 · Amount on File
Deed Book / Page	20260409 / 936
Prior Transfer Date	Apr 17, 2023
Prior Transfer Doc	2023000703
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 9, 2026
Property Address	5821 RIVER OAK WAY, CARMICHAEL, CA 95608-5551
Document Number	2026000936
Book / Page	20260409 / 936
Instrument Date	Apr 1, 2026
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Tax	$703,263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5821 RIVER OAK WAY, CARMICHAEL, CA 95608-5551

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 18, 2023
Property Address	5821 RIVER OAK WAY, CARMICHAEL, CA 95608-5551
Document Number	0000000703
Map Reference	MB 21 MAP 44
Instrument Date	Apr 17, 2023
Instrument	202305180703
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5821 RIVER OAK WAY, CARMICHAEL, CA 95608-5551

Tax Assessment & Valuation

The 2025 property tax bill for 5821 River Oak Way was $37,119, up 2.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,156,900 (+3.68%) Land $1,463,700 Building $1,693,200
2025	$37,119.00 (+2.59%)	$3,044,851 Land $846,362 Building $2,198,489
2024	$36,181.00 (+2.59%)
2023	$35,266.00 (+0.5%)	$2,926,618 Land $813,498 Building $2,113,120
2022	$35,091.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5821 River Oak Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5821 River Oak Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net.

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