5810 River Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5810 River Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,796 sqft · built 1968
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$461,000 (Jun 2011)
Tax Bill	$7,233 (2025)
Deeds & Mortgages	Feb 2022 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`283-0423-036-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0423-036-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5810 RIVER OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LOT 36 SHELFIELD OAKS EXC POR BEG AT MOST NLY COR OF SD LOT 36 TH S 65%1555W 12 FT TH S 56%2010E 17.26 FT TH N 13%2225W 15
Legal Subdivision	SHELFIELD OAKS
Legal Lot Number	36
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3014
Census Tract	7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5810 RIVER OAK WAY, CARMICHAEL, CA 95608-5553
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Intrafamily Transfer, Transfer
Oct 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2011 · Amount on Record
Deed Sale	Jun 24, 2011 · Amount on Record
Prior Sale	Oct 1, 2007 · Amount on Record
Deed Book / Page	20110624 / 1038
Last Transfer Date	Feb 8, 2022
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 9, 2022
Property Address	5810 RIVER OAK WAY, CARMICHAEL, CA 95608-5553
Document Number	0000000074
Map Reference	MB 76 PG 18
Instrument Date	Feb 8, 2022
Instrument	2022020900074
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5810 RIVER OAK WAY, CARMICHAEL, CA 95608-5553

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 28, 2021
Property Address	5810 RIVER OAK WAY, CARMICHAEL, CA 95608-5553
Document Number	2021102801616
Map Reference	MB 76 PG 18
Instrument Date	Oct 1, 2021
Instrument	2021102801616
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 RIVER OAK WAY, CARMICHAEL, CA 95608-5553

Mortgage

Document Number	2021102801617
Date	Oct 28, 2021
Instrument	2021102801617

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5810 RIVER OAK WAY, CARMICHAEL, CA 95608-5553
Document Number	2101070990
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 RIVER OAK WAY CARMICHAEL CA 956085553, CARMICHAEL, CA 95608-5553

Mortgage

Document Number	2101070990
Date	Jan 7, 2021
Instrument	2101070990

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5810 RIVER OAK WAY, CARMICHAEL, CA 95608-5553
Document Number	1912180480
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5810 RIVER OAK WAY CARMICHAEL CA 956085553, CARMICHAEL, CA 95608-5553

Mortgage

Document Number	1912180480
Date	Dec 18, 2019
Instrument	1912180480

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 17, 2039

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,422 (+2%) Land $317,285 Building $285,137
2025	$7,233.00 (+2.13%)	$590,611 (+4.04%) Land $311,064 Building $279,547
2024	$7,082.00 (+1.61%)
2023	$6,970.00 (+3.31%)	$567,679 Land $298,986 Building $268,693
2022	$6,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net.

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