58204 Circle Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 58204 Circle Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,956 sqft · built 1971
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Apr 1999)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-550-019-00`

Property Details

APN / Parcel Number

Primary APN	`004-550-019-00`

Interior

Full Baths	1 Bath
Building Area	1,956 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	117 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	58204 CIRCLE DR
City	THREE RIVERS
State	MI
Zip	49093-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 WESTVIEW MANOR SEC 13 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	13
Legal Subdivision	WESTVIEW MANOR
Legal Lot Number	19
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	1
Census Block	1028
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58204 CIRCLE DR, THREE RIVERS, MI 49093-8912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 28, 2018	Deed of Trust, Mortgage · FHA Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 1999 · Amount on Record
Deed Sale	Apr 22, 1999 · Amount on Record
Deed Book / Page	885 / 990
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58204 CIRCLE DR, THREE RIVERS, MI 49093-8912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008812
Date	Dec 21, 2020
Instrument	2020008812

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	58204 CIRCLE DR, THREE RIVERS, MI 49093-8912
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1940/0240
Date	Nov 28, 2018
Book Page	1940/0240

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,400 Land $12,700 Building $117,700	$260,800 Land $25,400 Building $235,400
2025	$1,888.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

Nearby Properties on Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures