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5820 McCray Ct, Cincinnati, OH 45224 Property Records

Hamilton County property record for 5820 McCray Ct, Cincinnati, OH 45224

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,332 sqft · built 1975
Lot Size0.146 acres (6,360 sqft)
Owner2 Individual Names on File
Last Sale$113,500 (Nov 2007)
Tax Bill$3,397 (2025)
Deeds & MortgagesJul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN228-0002-0310-00

Property Details

APN / Parcel Number

Primary APN228-0002-0310-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
Gross Area3,144 sqft
1st Floor Area1,332 sqft
Basement Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialBrick/Stone
Roof MaterialAsphalt
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions90 ft deep x 160 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5820 MCCRAY CT
CityCINCINNATI
StateOH
Zip45224-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal DescriptionMC CRAY CT 75 X 90 IRR LOT 23 BELMONT HTS SUB
Legal SubdivisionBELMONT HTS SUB
Legal Lot Number23
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1000
Census Tract8400

Owner

5820 McCray Ct is owned and occupied by two individuals who acquired it in February 2018.

Source: Hamilton County records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address5820 MCCRAY CT, CINCINNATI, OH 45224-2816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2007 · Amount on File
Deed SaleNov 16, 2007 · Amount on File
Deed Document Number2007162453
Deed Book / Page10703 / 281
Last Transfer DateFeb 28, 2018
Transfer Doc0000019273
Record UpdatedOct 29, 2026

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateJul 19, 2022
Property Address5820 MCCRAY CT, CINCINNATI, OH 45224-2816
Document Number0000071018
Book / Page14711 / 2021
Instrument DateMay 10, 2022
Instrument2022-0071018
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5814 BLUE SPRUCE LN, CINCINNATI, OH 45224-2808

Tax Assessment & Valuation

The 2025 property tax bill for 5820 McCray Ct was $3,397 with a homeowner's exemption, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,397.00 (+3.06%) Homeowner's exemption$64,663 (-) Land $11,246 Building $53,417$184,750 Land $32,130 Building $152,620
2024$3,296.00 (-3.68%) Homeowner's exemption$64,663 (-) Land $11,246 Building $53,417
2023$3,422.00 (+58.28%) Homeowner's exemption$64,663 (+61.79%) Land $11,246 Building $53,417$184,750 Land $32,130 Building $152,620
2022$2,162.00 Homeowner's exemption$39,967 Land $9,156 Building $30,811
2020$114,190 Land $26,160 Building $88,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5820 McCray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 McCray Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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