Hamilton County property record for 5819 McCray Ct, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1964 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,375 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-0002-0312-00 |
| Primary APN | 228-0002-0312-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 166 ft deep x 215 ft wide |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5819 MCCRAY CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCRAY CT 129.15 X 166.61 IRR LOT 30 PT LOT 29 BELMONT HTS PT LOT 3 BELLMEADOW SUB PARS312-313-371 CONS |
| Legal Subdivision | BELLMEADOW SUB |
| Legal Lot Number | 30 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 8400 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 24, 2018 | Warranty Deed, Transfer STEWART TITLE |
| Oct 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 |
| Deed Sale | Jul 19, 2022 |
| Prior Sale | Sep 24, 2018 · Amount on Record |
| Deed Document Number | 2022-0071018 |
| Deed Book / Page | 13759 / 01257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000068262 |
|---|---|
| Date | Sep 4, 2025 |
| Book Page | 15493/3340 |
| Instrument | 2025-0068262 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000013846 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 14345/3382 |
| Instrument | 2021-0013846 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Oct 1, 2048 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 19, 2022 |
| Property Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000071018 |
| Book / Page | 14711 / 2021 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022-0071018 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5814 BLUE SPRUCE LN, CINCINNATI, OH 45224-2808 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 24, 2018 |
| Property Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000084700 |
| Book / Page | 013759 / 001257 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 84700 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $475.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5819 MCCRAY CT CINCINNATI OH 452242815, CINCINNATI, OH 45224-2815 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 6, 2017 |
| Property Address | 5819 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000091851 |
| Book / Page | 013518 / 001517 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 91851 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5819 MCCRAY CT CINCINNATI OH 452242815, CINCINNATI, OH 45224-2815 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,375.00 (+0.15%) | $83,531 (+%) Land $20,374 Building $63,157 | |
| 2024 | $5,367.00 (-0.17%) | $83,530 (-) Land $20,373 Building $63,157 | |
| 2023 | $5,376.00 (+65.11%) | $83,530 (+50.57%) Land $20,373 Building $63,157 | $238,660 (+50.57%) Land $58,210 Building $180,450 |
| 2022 | $3,256.00 Homeowner's exemption | $55,476 Land $18,316 Building $37,160 | |
| 2020 | $158,500 Land $52,330 Building $106,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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