Hamilton County property record for 5807 McCray Ct, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,592 sqft · built 1961 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,900 (Aug 2023) |
| Tax Bill | $8,178 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-0004-0047-00 |
| Primary APN | 228-0004-0047-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Living Area |
| Gross Area | 4,810 sqft |
| 1st Floor Area | 1,584 sqft |
| 2nd Floor Area | 1,180 sqft |
| Basement Area | 1,584 sqft |
| Finished Basement | 828 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 98.4 ft deep x 47 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Patio Area | 1,062 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5807 MCCRAY CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | S END MC CRAY CT 46.87 X 98.35 IRR LOT 27 BELMONT HEIGHTS |
| Legal Subdivision | BELMONT HEIGHTS |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 8400 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5807 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Aug 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Deed Document Number | 202353689 |
| Deed Book / Page | 14970 / 716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5807 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | UNKNOWN, AHTA |
| Name | Verified Name |
|---|---|
| Address | 5807 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000082044 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 15527/88 |
| Instrument | 2025-0082044 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 2, 2023 |
| Property Address | 5807 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000053689 |
| Book / Page | 14970 / 716 |
| Map Reference | MB 88 PG 39&40 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023-0053689 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $489.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5807 MCCRAY CT, CINCINNATI, OH 45224-2815 |
| Document Number | 0000053690 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023-0053690 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,178.00 (+2.96%) | $132,689 (-) Land $12,040 Building $120,649 | $379,110 (-) Land $34,400 Building $344,710 |
| 2024 | $7,943.00 (+5.25%) | $132,689 (-) Land $12,040 Building $120,649 | |
| 2023 | $7,547.00 (+155.83%) Homeowner's exemption | $132,689 (+155.65%) Land $12,040 Building $120,649 | $379,110 (+155.65%) Land $34,400 Building $344,710 |
| 2022 | $2,950.00 Homeowner's exemption | $51,902 Land $8,099 Building $43,803 | |
| 2020 | $148,290 Land $23,140 Building $125,150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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