582 Windy Ridge Rd, West Point, MS 39773 Property Records

Clay County property record for 582 Windy Ridge Rd, West Point, MS 39773 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,887 sqft · built 2008
Lot Size	7.2 acres (313,632 sqft)
Owner	2 Individual Names on File
Last Sale	$250,600 (Jan 2017)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`063 02 0020200`

Property Details

APN / Parcel Number

Primary APN	`063 02 0020200`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,887 sqft Finished Area
1st Floor Area	2,433 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	313,632 sqft (7.2 acres)

Location & Zoning

Street Address	582 WINDY RIDGE RD
City	WEST POINT
State	MS
Zip	39773-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 02 T 17 R 05 7.2 AC NE 1/4 SE 1/4 S OF RD DB 293/192
Legal Range	05E
Legal Township	17
Legal Section	02
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3007
Census Tract	950100

Owner

Source: Clay County records · APN 063 02 0020200

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	582 WINDY RIDGE RD, WEST POINT, MS 39773-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage BANCORPSOUTH BANK
Jan 18, 2017	Deed of Trust, Mortgage BANCORPSOUTH BANK
Oct 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Jan 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2017 · Amount on Record
Deed Sale	Jan 18, 2017 · Amount on Record
Deed Document Number	2017165
Deed Book / Page	293 / 192
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	582 WINDY RIDGE RD, WEST POINT, MS 39773-4134
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/166
Date	May 10, 2021
Book Page	533/166
Instrument	2021002926

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2041

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	582 WINDY RIDGE RD, WEST POINT, MS 39773-4134
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000490/787
Date	Jan 18, 2017
Book Page	490/787
Instrument	D2017000166

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	582 WINDY RIDGE RD, WEST POINT, MS 39773-4134
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000537/951
Date	Oct 04, 2021
Book Page	537/951
Instrument	2021005683

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2041

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jan 18, 2017
Property Address	582 WINDY RIDGE RD, WEST POINT, MS 39773-4134
Document Number	000293/192
Book / Page	293 / 192
Instrument Date	Jan 17, 2017
Instrument	2017000165
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 HARMON RD, 57, CEDARBLUFF, MS 39741-7017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 WINDY RIDGE RD, WEST POINT, MS 39773-4134

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,157.00 (-40.24%) Additional exemption filed	$22,554 (-) Land $2,268 Building $20,286	$225,541 (-) Land $22,683 Building $202,858
2024		$22,554 (+14.47%) Land $2,268 Building $20,286	$225,541 (+14.47%) Land $22,683 Building $202,858
2023	$1,936.00 (+1.73%) Additional exemption filed	$19,703 Land $2,268 Building $17,435	$197,034 Land $22,683 Building $174,351
2022	$1,903.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Low above 34% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
4-County Fiber	Fiber	1,000 / 1,000
Telapex	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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