449 Windy Ridge Rd, West Point, MS 39773 Property Records

Clay County property record for 449 Windy Ridge Rd, West Point, MS 39773 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,026 sqft · built 1979
Lot Size	3.53 acres (153,767 sqft)
Owner	Individual Name on File
Last Sale	$160,600 (Oct 2007)
Tax Bill	$717 (2025)
Deeds & Mortgages	Jul 2013 Mortgage Oct 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063C 02A 0140300`

Property Details

APN / Parcel Number

Primary APN	`063C 02A 0140300`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,026 sqft Finished Area
1st Floor Area	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	153,767 sqft (3.53 acres)
Garage Area	1,520 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	449 WINDY RIDGE RD
City	WEST POINT
State	MS
Zip	39773-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 02 T 17 R 05 3.53 AC IN SE 1/4 NE 1/4 (LOT 2 SMITH SUB) DB 301/758
Legal Range	05E
Legal Township	17
Legal Section	02
Legal Subdivision	SMITH SUB
Legal Lot Number	2
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3009
Census Tract	950100

Owner

Source: Clay County records · APN 063C 02A 0140300

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	449 WINDY RIDGE RD, WEST POINT, MS 39773-4132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2013	Deed of Trust, Mortgage BANK OF AMERICA N.A.
Oct 02, 2007	Deed of Trust, Mortgage BANK OF AMERICA, N.A.
May 13, 2019	Warranty Deed, Transfer
Oct 02, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2007 · Amount on Record
Deed Sale	Oct 02, 2007 · Amount on Record
Deed Book / Page	258 / 582
Record Updated	Sep 20, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	449 WINDY RIDGE RD, WEST POINT, MS 39773-4132
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000452/803
Date	Jul 30, 2013
Book Page	452/803

Lender

Name	BANK OF AMERICA N.A.
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2038

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	449 WINDY RIDGE RD, WEST POINT, MS 39773-4132
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000385/719
Date	Oct 02, 2007
Book Page	385/719

Lender

Name	BANK OF AMERICA, N.A.
Address	275 VALENCIA AVE, BREA, CA 92823

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2037

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	May 13, 2019
Property Address	449 WINDY RIDGE RD, WEST POINT, MS 39773-4132
Document Number	000301/758
Book / Page	301 / 758
Instrument Date	May 10, 2019
Instrument	2019001675
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SHARILYN DR, SHALIMAR, FL 32579-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2792 PRUITT RD, WEST POINT, MS 39773-4532

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Oct 02, 2007
Property Address	449 WINDY RIDGE RD, WEST POINT, MS 39773-4132
Document Number	000258/582
Book / Page	258 / 582
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2124 BAINBRIDGE DR, SALEM, VA 24153-5621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 GOOD SHEPHERD WAY, APEX, NC 27523-6947

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (-26.76%) Additional exemption filed	$14,948 (-) Land $1,623 Building $13,325	$149,475 (-) Land $16,225 Building $133,250
2024		$14,948 (+32.58%) Land $1,623 Building $13,325	$149,475 (+32.58%) Land $16,225 Building $133,250
2023	$979.00 (+1.98%) Additional exemption filed	$11,275 Land $1,623 Building $9,652	$112,746 Land $16,225 Building $96,521
2022	$960.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
4-County Fiber	Fiber	1,000 / 1,000
Telapex	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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