Clay County property record for 852 Windy Ridge Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,147 sqft · built 1993 |
| Lot Size | 4.25 acres (185,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,000 (Sep 2018) |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063C 02A 0031300 |
| Primary APN | 063C 02A 0031300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,147 sqft Finished Area |
| 1st Floor Area | 1,763 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 185,130 sqft (4.25 acres) |
| Garage Area | 1,674 sqft |
| Parking Spaces | 6 Parking Spaces |
| Patio Area | 226 sqft |
| Street Address | 852 WINDY RIDGE RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-4135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 02 T 17 R 05 4.25 AC IN E 1/2 SW 1/4 NE 1/4 DB 299/439 |
| Legal Range | 05E |
| Legal Township | 17 |
| Legal Section | 02 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950100 |
Source: Clay County records · APN 063C 02A 0031300
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 852 WINDY RIDGE RD, WEST POINT, MS 39773-4135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL SERVICES |
| Jun 17, 2021 | Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK |
| Sep 19, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on Record |
| Deed Sale | Sep 19, 2018 · Amount on Record |
| Deed Document Number | 20185534 |
| Deed Book / Page | 299 / 439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 852 WINDY RIDGE RD, WEST POINT, MS 39773-4135 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4205 CHAPEL HILL RD, STARKVILLE, MS 39759-5991 |
| Document Number | 0LM578/231 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | LM 578/231 |
| Instrument | 2025006678 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | MACON, MS 39341 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 11, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 852 WINDY RIDGE RD, WEST POINT, MS 39773-4135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 534/479 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 534/479 |
| Instrument | 2021003471 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 852 WINDY RIDGE RD, WEST POINT, MS 39773-4135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 507/664 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 507/664 |
| Instrument | 2018005535 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 852 WINDY RIDGE RD, WEST POINT, MS 39773-4135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Name | Verified Name |
|---|
| Document Number | 523/318 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 523/318 |
| Instrument | 2020003288 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Sep 19, 2018 |
| Property Address | 852 WINDY RIDGE RD, WEST POINT, MS 39773-4135 |
| Document Number | 299/439 |
| Book / Page | 299 / 439 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 2018005534 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 852 WINDY RIDGE RD, 852, WEST POINT, MS 39773-4135 |
| Name | Verified Name |
|---|---|
| Address | 477 W BROAD ST, WEST POINT, MS 39773-2746 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 (-32.89%) Additional exemption filed | $18,316 (-) Land $1,792 Building $16,524 | $183,161 (-) Land $17,924 Building $165,237 |
| 2024 | $18,316 (+25.31%) Land $1,792 Building $16,524 | $183,161 (+25.3%) Land $17,924 Building $165,237 | |
| 2023 | $1,359.00 (+1.87%) | $14,617 Land $1,792 Building $12,825 | $146,174 Land $17,924 Building $128,250 |
| 2022 | $1,334.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 3 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
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