San Mateo County property record for 574 Sierra St, Moss Beach, CA 94038 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 1973 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,690,000 (Aug 2022) |
| Tax Bill | $23,364 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-063-020 |
| Primary APN | 037-063-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 1,650 sqft |
| 1st Floor Area | 930 sqft |
| 2nd Floor Area | 620 sqft |
| Basement Area | 100 sqft |
| Family Room | Family Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 574 SIERRA ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 19 20 BLOCK 32 MOSS BEACH HEIGHTS |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 32 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-063-020
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Aug 10, 2022 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Sep 01, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Mar 13, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Sep 19, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Sep 19, 2018 · Amount on Record |
| Deed Document Number | 202259954 |
| Prior Transfer Date | Jul 28, 2022 |
| Prior Transfer Doc | 0000059955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 10, 2022 |
| Property Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Document Number | 0000059954 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-059954 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,859.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Document Number | 0000059956 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022-059956 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.97% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.97% |
| Max Rate At Change | 8.97% |
| Index | Other |
| Max Rate | 11.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 10, 2022 |
| Property Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Document Number | 0000059955 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-059955 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 583, MOSS BEACH, CA 94038-0583 |
| Document Number | 0000127042 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021-127042 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Document Number | 0000028828 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 574 SIERRA ST MOSS BEACH CA 940389708, MOSS BEACH, CA 94038-9708 |
| Document Number | 0000028828 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 28828 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 19, 2018 |
| Property Address | 574 SIERRA ST, MOSS BEACH, CA 94038-9708 |
| Document Number | 0000073251 |
| Map Reference | MB6 PG8 |
| Instrument Date | Sep 07, 2018 |
| Instrument | 2018-073251 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 574 SIERRA ST MOSS BCH, MOSS BEACH, CA 94038 |
| Investor | Possibly a Property Investor |
| Document Number | 0000073252 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018-073252 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,793,440 (+2%) Land $626,112 Building $1,167,328 | ||
| 2025 | $23,364.00 (+9.2%) | $1,758,276 (+4.04%) Land $613,836 Building $1,144,440 | |
| 2023 | $21,395.00 (+40.56%) | $1,690,000 Land $590,000 Building $1,100,000 | $1,462,410 |
| 2022 | $15,221.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816136001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996, river or lake flooding, Severe Storms, Flooding, Mud And Landslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property
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| Xfinity | Cable | 1,200 / 35 |
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