582 S High St, Covington, OH 45318 Property Records

Miami County property record for 582 S High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Aug 2021)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H19-011449`

Property Details

APN / Parcel Number

Primary APN	`H19-011449`
Alternative APNs	`080529.3-28-032-00` `H19SH008 01300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	2,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 76 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	200 sqft
Shed	1 Shed
Shed Area	240 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	582 S HIGH ST
City	COVINGTON
State	OH
Zip	45318-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 1177 76.10' & 6' VAC ALLEY
Legal Subdivision	HAWK ALLEY
Legal Lot Number	1177
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2060
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 S HIGH ST, COVINGTON, OH 45318-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	20212021OR-15199
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	0000005977
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 30, 2021
Property Address	582 S HIGH ST, COVINGTON, OH 45318-1126
Document Number	0000015199
Map Reference	VOL 12 PG 19
Instrument Date	Aug 27, 2021
Instrument	2021OR-15199
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 S HIGH ST, COVINGTON, OH 45318-1126

Mortgage

Document Number	0000015200
Date	Aug 30, 2021
Instrument	2021OR-15200

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	May 17, 2018
Property Address	582 S HIGH ST, COVINGTON, OH 45318-1126
Document Number	0000005977
Instrument Date	May 3, 2018
Instrument	5977
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4585 N RANGELINE RD COVINGTON OH 453189000, COVINGTON, OH 45318-9000

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (-0.62%) Homeowner's exemption	$58,280 (+23.24%) Land $11,970 Building $46,310	$166,500 (+23.24%) Land $34,200 Building $132,300
2024	$1,772.00 (+3.81%) Homeowner's exemption	$47,290 (-) Land $12,990 Building $34,300
2023	$1,707.00 (-3.45%) Homeowner's exemption	$47,290 (-) Land $12,990 Building $34,300	$135,100 (-) Land $37,100 Building $98,000
2022	$1,768.00 Homeowner's exemption	$47,290 Land $12,990 Building $34,300	$135,100 Land $37,100 Building $98,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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