564 S High St, Covington, OH 45318 Property Records

Miami County property record for 564 S High St, Covington, OH 45318 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,849 sqft · built 1920
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Tax Bill$2,088 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APNH19-002580

Property Details

APN / Parcel Number

Primary APNH19-002580
Alternative APNs
  • 080529.3-28-028-00
  • H19SH009 02700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,849 sqft Living Area
1st Floor Area2,498 sqft
Upper Floors Area600 sqft
Basement Area1,153 sqft
Unfinished Basement1,153 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions132 ft deep x 74 ft wide
Garage TypeMixed
Garage Area924 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area404 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address564 S HIGH ST
CityCOVINGTON
StateOH
Zip45318-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 159 74
Legal Lot Number159
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group2
Census Block2060
Census Tract325000

Owner

Source: Miami County records · APN H19-002580

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address564 S HIGH ST, COVINGTON, OH 45318-1126
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Mar 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 01, 1990
Deed SaleJan 01, 1990
Last Transfer DateMar 28, 2018
Transfer Doc0000003768
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address564 S HIGH ST, COVINGTON, OH 45318-1126
Transaction TypeMortgage
Record UpdatedSep 02, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 S HIGH ST, COVINGTON, OH 45318-1126

Mortgage

Document Number0000014391
DateAug 18, 2021
Instrument2021OR-14391
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 06, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI OH
Recording DateMar 30, 2018
Property Address564 S HIGH ST, COVINGTON, OH 45318-1126
Document Number0000003768
Instrument DateMar 28, 2018
Instrument3768
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address564 S HIGH ST COVINGTON OH 453181126, COVINGTON, OH 45318-1126

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
MunicipalityCovington Village
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,088.00 (+0.53%) Homeowner's exemption$68,960 (+24.36%) Land $11,800 Building $57,160$197,000 (+24.37%) Land $33,700 Building $163,300
2024$2,077.00 (+3.8%) Homeowner's exemption$55,450 (-) Land $12,780 Building $42,670
2023$2,001.00 (-3.38%) Homeowner's exemption$55,450 (-) Land $12,780 Building $42,670$158,400 (-) Land $36,500 Building $121,900
2022$2,071.00 Homeowner's exemption$55,450 Land $12,780 Building $42,670$158,400 Land $36,500 Building $121,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093250002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimNov 2017, other causes

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless (licensed-by-rule)400 / 40

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S High St

Nearby Streets

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