570 S High St, Covington, OH 45318 Property Records

Miami County property record for 570 S High St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1990
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Aug 1990)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H19-002590`

Property Details

APN / Parcel Number

Primary APN	`H19-002590`
Alternative APNs	`080529.3-28-029-00` `H19SH009 02800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	2,704 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	132 ft deep x 74 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	570 S HIGH ST
City	COVINGTON
State	OH
Zip	45318-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 160 74
Legal Subdivision	SOUTHERN ADDITION
Legal Lot Number	160
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2060
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	570 S HIGH ST, COVINGTON, OH 45318-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW CARLISLE FEDERAL SAVINGS BANK
Dec 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit NEW CARLISLE FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1990 · Amount on Record
Deed Sale	Aug 1, 1990 · Amount on Record
Last Transfer Date	Oct 21, 2019
Transfer Doc	0000015597
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	570 S HIGH ST, COVINGTON, OH 45318-1126
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004685
Date	Mar 19, 2021
Instrument	2021OR-04685

Lender

Name	NEW CARLISLE FEDERAL SAVINGS BANK
Type	Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 23, 2019
Property Address	570 S HIGH ST, COVINGTON, OH 45318-1126
Document Number	0000015597
Instrument Date	Oct 21, 2019
Instrument	15597
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 S HIGH ST COVINGTON OH 453181126, COVINGTON, OH 45318-1126

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	570 S HIGH ST, COVINGTON, OH 45318-1126
Document Number	0000006640
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	570 S HIGH ST COVINGTON OH 453181126, COVINGTON, OH 45318-1126

Mortgage

Document Number	0000006640
Date	Jun 19, 2019
Instrument	6640

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00 (+2.35%) Homeowner's exemption	$69,170 (+26.92%) Land $11,800 Building $57,370	$197,600 (+26.91%) Land $33,700 Building $163,900
2024	$2,041.00 (+3.81%) Homeowner's exemption	$54,500 (-) Land $12,780 Building $41,720
2023	$1,966.00 (-3.44%) Homeowner's exemption	$54,500 (-) Land $12,780 Building $41,720	$155,700 (-) Land $36,500 Building $119,200
2022	$2,036.00 Homeowner's exemption	$54,500 Land $12,780 Building $41,720	$155,700 Land $36,500 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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