Bergen County and Ridgewood Village property record for 582 Laurel Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,228 sqft · built 1946 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $717,500 (Sep 2021) |
| Tax Bill | $13,043 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04310-0000-00003 |
| Primary APN | 51-04310-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,228 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 582 LAUREL RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .165 AC |
| Legal Subdivision | CARLSON HOMES INC |
| Legal Block | 4310 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 47500 |
582 Laurel Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 582 LAUREL RD, RIDGEWOOD, NJ 07450-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Sep 29, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 1, 2018 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 2021151726 |
| Deed Book / Page | 4398 / 128 |
| Prior Transfer Date | Jul 2, 2013 |
| Prior Transfer Doc | 0014512213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 582 LAUREL RD, RIDGEWOOD, NJ 07450-5219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 582 LAUREL RD, RIDGEWOOD, NJ 07450-5219 |
| Document Number | 0057420047 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 5742/47 |
| Instrument | 2026015601 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 25, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 29, 2021 |
| Property Address | 582 LAUREL RD, RIDGEWOOD, NJ 07450-5219 |
| Document Number | 0043980128 |
| Book / Page | 4398 / 128 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021151726 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,430.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 S MAPLE AVE # AVE2, 123, RIDGEWOOD, NJ 07450-4573 |
| Name | Verified Name |
|---|---|
| Address | 582 LAUREL RD, RIDGEWOOD, NJ 07450-5219 |
| Document Number | 2021151727 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021151727 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 1, 2018 |
| Property Address | 582 LAUREL RD, RIDGEWOOD, NJ 07450-5219 |
| Document Number | 0030152449 |
| Book / Page | 3015 / 2449 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 00018-055307 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 582 LAUREL RD, RIDGEWOOD, NJ 07450-5219 |
The 2025 property tax bill for 582 Laurel Rd was $13,043, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,300 (-) Land $300,800 Building $150,500 | $451,300 (-) Land $300,800 Building $150,500 | |
| 2025 | $13,043.00 (+0.73%) | $451,300 Land $300,800 Building $150,500 | $451,300 Land $300,800 Building $150,500 |
| 2024 | $12,948.00 | ||
| 2023 | $451,300 Land $300,800 Building $150,500 | $451,300 Land $300,800 Building $150,500 | |
| 2022 | $12,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 582 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 582 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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