575 Laurel Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 575 Laurel Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1950
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Apr 2021)
Tax Bill	$14,895 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04303-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`51-04303-0000-00021`
Alternative APN	`510430300021`

Interior

Stories	2 Stories
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	575 LAUREL RD
City	RIDGEWOOD
State	NJ
Zip	07450-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.138 AC
Legal Subdivision	RIDGEWOOD
Legal Block	4303
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2009
Census Tract	47500

Owner

575 Laurel Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	575 LAUREL RD, RIDGEWOOD, NJ 07450-5218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Prior Sale	Jun 8, 1994 · Amount on File
Deed Document Number	202156126
Deed Book / Page	4077 / 22
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 14, 2021
Property Address	575 LAUREL RD, RIDGEWOOD, NJ 07450-5218
Document Number	0040770022
Book / Page	4077 / 22
Instrument Date	Jan 27, 2021
Instrument	2021056126
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,404.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5366 27TH ST NW, 5366, WASHINGTON, DC 20015-1328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 LAUREL RD, RIDGEWOOD, NJ 07450-5218

Mortgage

Document Number	2021056127
Date	Apr 14, 2021
Instrument	2021056127

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 575 Laurel Rd was $14,895, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,400 (-) Land $284,000 Building $231,400	$515,400 (-) Land $284,000 Building $231,400
2025	$14,895.00 (+0.74%)	$515,400 Land $284,000 Building $231,400	$515,400 Land $284,000 Building $231,400
2024	$14,786.00
2023		$515,400 Land $284,000 Building $231,400	$515,400 Land $284,000 Building $231,400
2022	$14,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 575 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	43 (1989–2021)
Claims Outside the SFHA	7 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 575 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20