Bergen County and Ridgewood Village property record for 571 Laurel Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,497 sqft · built 1950 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,000 (Jun 2026) |
| Tax Bill | $12,337 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04303-0000-00022 |
| Primary APN | 51-04303-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,497 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 571 LAUREL RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .161 AC |
| Legal Block | 4303 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 47500 |
571 Laurel Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Bergen County and Ridgewood Village records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 571 LAUREL RD, RIDGEWOOD, NJ 07450-5218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 25, 2025 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Prior Sale | Sep 25, 2025 · Amount on File |
| Deed Document Number | 202642685 |
| Deed Book / Page | 5830 / 1087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 25, 2026 |
| Property Address | 571 LAUREL RD, RIDGEWOOD, NJ 07450-5218 |
| Document Number | 0000042685 |
| Book / Page | 5830 / 1087 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202642685 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100,899.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 571 LAUREL RD, RIDGEWOOD, NJ 07450-5218 |
| Document Number | 0000042686, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202642686 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 25, 2025 |
| Property Address | 571 LAUREL RD, RIDGEWOOD, NJ 07450-5218 |
| Document Number | 0056090753 |
| Book / Page | 5609 / 753 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025066210 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $7,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 SOMERVILLE RD, RIDGEWOOD, NJ 07450-4608 |
| Name | Verified Name |
|---|---|
| Address | 571 LAUREL RD, RIDGEWOOD, NJ 07450-5218 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 571 LAUREL RD, RIDGEWOOD, NJ 07450-5218 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040710531 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 4071/531 |
| Instrument | 2021054383 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 571 Laurel Rd was $12,337, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,900 (-) Land $298,000 Building $128,900 | $426,900 (-) Land $298,000 Building $128,900 | |
| 2025 | $12,337.00 (+0.73%) | $426,900 (-) Land $298,000 Building $128,900 | $426,900 (-) Land $298,000 Building $128,900 |
| 2024 | $12,248.00 (+2.32%) | $426,900 (-) Land $298,000 Building $128,900 | $426,900 (-) Land $298,000 Building $128,900 |
| 2023 | $11,970.00 (+2.6%) | $426,900 Land $298,000 Building $128,900 | $426,900 Land $298,000 Building $128,900 |
| 2022 | $11,667.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 571 Laurel Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 571 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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