Warren County property record for 582 Indian Lake Dr, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,255 sqft · built 2000 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,074 (Jul 2024) |
| Tax Bill | $3,043 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jun 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-16.0-2-00-003.031.000 |
| Primary APN | 04-16.0-2-00-003.031.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,255 sqft Living Area |
| Basement Area | 380 sqft |
| Finished Basement | 475 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 100 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 582 INDIAN LAKE DR |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 PLAT 1 SPRING LAKES |
| Legal Range | 01W |
| Legal Township | 47N |
| Legal Section | 16 |
| Legal Subdivision | SPRING LAKES |
| Legal Lot Number | 29 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 820108 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jun 26, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST STATE COMMUNITY BANK |
| Feb 15, 2011 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Jul 8, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MISSOURI HOUSING DEV |
| Aug 25, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 8, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage NEW AMERICAN FUNDING |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on Record |
| Deed Sale | Jul 8, 2024 · Amount on Record |
| Prior Sale | Jun 26, 2020 · Amount on Record |
| Deed Document Number | 20243399 |
| Prior Transfer Date | Jul 7, 2016 |
| Prior Transfer Doc | 201603565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201706630 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 201706630 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202004164 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 202004164 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201100902 |
|---|---|
| Date | Feb 15, 2011 |
| Instrument | 201100902 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Address | WRIGHT CITY, MO 63390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202403401 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 202403401 |
| Name | MISSOURI HOUSING DEV |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0201604557 |
|---|---|
| Date | Aug 25, 2016 |
| Instrument | 201604557 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | WRIGHT CITY, MO 63390 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Jul 8, 2024 |
| Property Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Document Number | 0202403399 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 202403399 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Document Number | 0202403400 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 202403400 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Oct 31, 2017 |
| Property Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Document Number | 201706629 |
| Map Reference | SL B-239 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 201706629 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15971 LOTTIE LN, 15971, WRIGHT CITY, MO 63390-2228 |
| Name | Verified Name |
|---|---|
| Address | 582 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968 |
| Document Number | 201706630 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 201706630 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Wright City |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,043.00 | $42,748 (+57.15%) Land $7,302 Building $35,446 | $224,990 (+57.15%) Land $38,430 Building $186,560 |
| 2024 | $3,043.00 (+59.49%) | $27,202 (-) Land $4,925 Building $22,277 | |
| 2023 | $1,908.00 (+7.61%) | $27,202 (+8%) Land $4,925 Building $22,277 | $143,165 (+8%) Land $25,920 Building $117,245 |
| 2022 | $1,773.00 | $25,186 Land $4,560 Building $20,626 | |
| 2021 | $132,560 Land $24,000 Building $108,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 WARREN |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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