580 Indian Lake Dr, Wright City, MO 63390 Property Records

Warren County property record for 580 Indian Lake Dr, Wright City, MO 63390

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,312 sqft · built 2002
Lot Size0.208 acres (9,060 sqft)
OwnerIndividual Name on Record
Last Sale$212,300 (Jun 2021)
Tax Bill$2,599 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-16.0-2-00-003.030.000

Property Details

APN / Parcel Number

Primary APN04-16.0-2-00-003.030.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,312 sqft Living Area
Basement Area1,312 sqft
Finished Basement942 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,060 sqft (0.208 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area192 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address580 INDIAN LAKE DR
CityWRIGHT CITY
StateMO
Zip63390-2968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 PLAT 1 SPRING LAKES
Legal Range01W
Legal Township47N
Legal Section16
Legal SubdivisionSPRING LAKES
Legal Lot Number28
JurisdictionWARREN MO
Township / Civil DivisionHICKORY GROVE
Census Block Group2
Census Block2023
Census Tract820108

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address580 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage
AMERICAN FINANCIAL NETWORK
Jun 21, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 21, 2021Warranty Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 6, 2018Warranty Deed, Transfer
DAS ACQUISITIONS COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2021 · Amount on Record
Deed SaleJun 21, 2021 · Amount on Record
Prior SaleApr 22, 2021
Deed Document Number20215277
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address580 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202506649
DateNov 6, 2025
Instrument202506649
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address580 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202105278
DateJun 21, 2021
Instrument202105278
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateJun 21, 2021
Property Address580 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968
Document Number202105277
Instrument DateJun 18, 2021
Instrument202105277
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyCONTINENTAL LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968

Mortgage

Document Number202105278
DateJun 21, 2021
Instrument202105278
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateMar 6, 2018
Property Address580 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968
Document Number201801213
Instrument DateMar 2, 2018
Instrument201801213
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address580 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2968

Mortgage

Document Number201801214
DateMar 6, 2018
Instrument201801214
Lender
NameDAS ACQUISITIONS COMPANY LLC
Agreement
AmountAmount Recorded
Term358 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyWarren County
MunicipalityWright City
Unified School DistrictWright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,599.00$36,509 (+13%) Land $5,569 Building $30,940$192,150 (+13%) Land $29,310 Building $162,840
2024$2,599.00 (+14.64%)$32,309 (-) Land $4,929 Building $27,380
2023$2,267.00 (+7.64%)$32,309 (+8%) Land $4,929 Building $27,380$170,046 (+8%) Land $25,942 Building $144,104
2022$2,106.00$29,916 Land $4,564 Building $25,352
2021$157,450 Land $24,020 Building $133,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES CO PWSD #2 WRIGHT CITY
serves 3,550 people · EPA ID MO6010874
Water SourceGroundwater
Last State InspectionOct 2024
Also Mapped HereST CHARLES COUNTY PWSD 2 WARREN
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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