Warren County property record for 579 Indian Lake Dr, Wright City, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,496 sqft · built 2000 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Dec 2009) |
| Tax Bill | $2,683 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-16.0-2-00-003.017.000 |
| Primary APN | 04-16.0-2-00-003.017.000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Basement Area | 1,370 sqft |
| Finished Basement | 685 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,496 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 196 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 579 INDIAN LAKE DR |
|---|---|
| City | WRIGHT CITY |
| State | MO |
| Zip | 63390-2972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 PLAT 1 SPRING LAKES |
| Legal Range | 01W |
| Legal Township | 47N |
| Legal Section | 16 |
| Legal Subdivision | SPRING LAKES |
| Legal Lot Number | 15 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 820108 |
579 Indian Lake Dr is owned and occupied by two individuals who acquired it in October 2024.
Source: Warren County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 579 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2972 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| May 4, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2009 · Amount on File |
| Deed Sale | Dec 4, 2009 · Amount on File |
| Deed Document Number | 20097259 |
| Last Transfer Date | Oct 11, 2024 |
| Transfer Doc | 0202405342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 579 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2972 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202306763 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 202306763 |
| Name | BMO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | May 4, 2023 |
| Property Address | 579 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2972 |
| Document Number | 0202302333 |
| Instrument Date | May 4, 2023 |
| Instrument | 202302333 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 579 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2972 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 579 INDIAN LAKE DR, WRIGHT CITY, MO 63390-2972 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201904716 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 201904716 |
| Name | COMMERCE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2029 |
The 2025 property tax bill for 579 Indian Lake Dr was $2,683, up 1% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Municipality | Wright City |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,683.00 (+1.02%) | $37,689 (+13%) Land $6,956 Building $30,733 | $198,360 Land $36,610 Building $161,750 |
| 2024 | $2,656.00 (+13.5%) | $33,353 (-) Land $6,156 Building $27,197 | |
| 2023 | $2,340.00 (+7.64%) | $33,353 (+8%) Land $6,156 Building $27,197 | $175,543 Land $32,400 Building $143,143 |
| 2022 | $2,174.00 | $30,883 Land $5,700 Building $25,183 | |
| 2021 | $162,540 Land $30,000 Building $132,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 579 Indian Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 579 Indian Lake Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 WARREN |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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