582 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 582 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,184 sqft · built 1904
Lot Size	0.083 acres (3,659 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2025)
Tax Bill	$6,434 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026-0002-0006-00`

Property Details

APN / Parcel Number

Primary APN	`026-0002-0006-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,184 sqft Living Area
1st Floor Area	592 sqft
2nd Floor Area	592 sqft
Basement Area	592 sqft

Exterior

Year Built	Built 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,659 sqft (0.083 acres)
Lot Dimensions	141 ft deep x 25 ft wide
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	582 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	582 DELTA AVE 25 X 141.42 FT IRR LOT 19 RIVERVIEW SYND SUB
Legal Subdivision	RIVERVIEW SYND SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 DELTA AVE, CINCINNATI, OH 45226-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 17, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 21, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	0000045350
Deed Book / Page	15439 / 1297
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	582 DELTA AVE, CINCINNATI, OH 45226-2046
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053059
Date	Apr 28, 2021
Book Page	14406/1826
Instrument	2021-0053059

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2025
Property Address	582 DELTA AVE, CINCINNATI, OH 45226-2046
Document Number	0000045350
Book / Page	15439 / 1297
Map Reference	MB 7 PG 104
Instrument Date	Jun 6, 2025
Instrument	2025-0045350
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 DELTA AVE, CINCINNATI, OH 45226-2046

Mortgage

Document Number	0000045351
Date	Jun 17, 2025
Instrument	2025-0045351

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	582 DELTA AVE, CINCINNATI, OH 45226-2046
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036325
Date	May 13, 2019
Book Page	13916/00209
Instrument	2019-0036325

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 22, 2022
Property Address	582 DELTA AVE, CINCINNATI, OH 45226-2046
Document Number	0000061875
Book / Page	14693 / 2463
Map Reference	MB 7 PG 104&105
Instrument Date	Jun 14, 2022
Instrument	2022-0061875
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	582 DELTA AVE, CINCINNATI, OH 45226-2046

Mortgage

Document Number	0000061876
Date	Jun 22, 2022
Instrument	2022-0061876

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2022
Property Address	582 DELTA AVE, CINCINNATI, OH 45226-2046
Document Number	0000007661
Book / Page	14588 / 722
Instrument Date	Jan 12, 2022
Instrument	2022-0007661
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	315 STITES AVE, CINCINNATI, OH 45226-2183

Mortgage

Document Number	0000007662
Date	Jan 21, 2022
Instrument	2022-0007662

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,434.00 (+3.13%)	$104,458 (-) Land $18,417 Building $86,041
2024	$6,239.00 (-2.21%)	$104,458 (-) Land $18,417 Building $86,041
2023	$6,380.00 (+73.23%)	$104,458 (+93.5%) Land $18,417 Building $86,041	$298,450 (+93.5%) Land $52,620 Building $245,830
2022	$3,683.00 Homeowner's exemption	$53,984 Land $13,545 Building $40,439
2020			$154,240 Land $38,700 Building $115,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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