586 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 586 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1905
Lot Size	0.08 acres (3,528 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2023)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026-0002-0004-00`

Property Details

APN / Parcel Number

Primary APN	`026-0002-0004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	826 sqft
2nd Floor Area	682 sqft
Basement Area	826 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,528 sqft (0.08 acres)
Lot Dimensions	141 ft deep x 25 ft wide
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	586 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	586 DELTA AVE 25 X 141.83 FT IRR LOT 21-RIVERVIEW SYND SUB
Legal Subdivision	RIVERVIEW SYND SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	586 DELTA AVE, CINCINNATI, OH 45226-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	0000015869
Deed Book / Page	14868 / 1022
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 8, 2023
Property Address	586 DELTA AVE, CINCINNATI, OH 45226-2046
Document Number	0000015869
Book / Page	14868 / 1022
Map Reference	MB 7 PG 104
Instrument Date	Mar 3, 2023
Instrument	2023-0015869
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	586 DELTA AVE, CINCINNATI, OH 45226-2046

Mortgage

Document Number	0000015870
Date	Mar 8, 2023
Instrument	2023-0015870

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	586 DELTA AVE, CINCINNATI, OH 45226-2046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026987
Date	Mar 27, 2017
Instrument	17-0026987

Lender

Name	MAINSOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2027

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	586 DELTA AVE, CINCINNATI, OH 45226-2046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200136388
Date	Dec 23, 2020
Book Page	14321/2774
Instrument	2020-0136388

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 10, 2019
Property Address	586 DELTA AVE, CINCINNATI, OH 45226-2046
Document Number	0000044826
Book / Page	13935 / 00558
Map Reference	MB 7 PG 104
Instrument Date	May 22, 2019
Instrument	2019-0044826
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 DELTA AVE, CINCINNATI, OH 45226-2046

Mortgage

Document Number	0000044827
Date	Jun 10, 2019
Instrument	2019-0044827

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,144.00 (+3.12%)	$99,750 (+%) Land $18,609 Building $81,141
2024	$5,958.00 (-2.2%)	$99,749 (-) Land $18,609 Building $81,140
2023	$6,092.00 (+13.07%)	$99,749 (+26.1%) Land $18,609 Building $81,140	$285,000 (+26.11%) Land $53,170 Building $231,830
2022	$5,388.00 Homeowner's exemption	$79,100 Land $13,685 Building $65,415
2020			$226,000 Land $39,100 Building $186,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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