576 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 576 Delta Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,600 sqft · built 1900
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2022)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-0002-0009-00`

Property Details

APN / Parcel Number

Primary APN	`026-0002-0009-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	848 sqft
2nd Floor Area	752 sqft
Basement Area	848 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	576 DELTA AVE
City	CINCINNATI
State	OH
Zip	45226-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	576 DELTA AV 25 X 140.75 IRR LOT 16 RIVERVIEW SYND SUB
Legal Subdivision	RIVERVIEW SYND SUB
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	576 DELTA AVE, CINCINNATI, OH 45226-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Sep 17, 1999 · Amount on Record
Deed Document Number	0000096995
Deed Book / Page	14772 / 1250
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 13, 2022
Property Address	576 DELTA AVE, CINCINNATI, OH 45226-2046
Document Number	0000096995
Book / Page	14772 / 1250
Map Reference	MB 7 PG 104&105
Instrument Date	Oct 4, 2022
Instrument	2022-0096995
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	576 DELTA AVE, CINCINNATI, OH 45226-2046

Mortgage

Document Number	0000096996
Date	Oct 13, 2022
Instrument	2022-0096996

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	10.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,145.00 (+3.14%)	$99,750 (-) Land $18,417 Building $81,333
2024	$5,958.00 (-2.22%)	$99,750 (-) Land $18,417 Building $81,333
2023	$6,093.00 (+99.9%)	$99,750 (+123.46%) Land $18,417 Building $81,333	$285,000 (+123.46%) Land $52,620 Building $232,380
2022	$3,048.00 Homeowner's exemption	$44,639 Land $13,545 Building $31,094
2020			$127,540 Land $38,700 Building $88,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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