582 Canal St, Placerville, CA 95667 Property Records

El Dorado County property record for 582 Canal St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1938
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2017)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-121-005-000`

Property Details

APN / Parcel Number

Primary APN	`001-121-005-000`
Alternative APNs	`00112105100` `0011210510`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	582 CANAL ST
City	PLACERVILLE
State	CA
Zip	95667-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	POR SUNSET ADD PLACERVILLE
Legal Subdivision	PLACERVILLE
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1002
Census Tract	31000

Owner

Source: El Dorado County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	582 CANAL ST, PLACERVILLE, CA 95667-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 30, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	201748697
Transfer Doc	0000016027
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	582 CANAL ST, PLACERVILLE, CA 95667-4313
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 CANAL ST, PLACERVILLE, CA 95667-4313

Mortgage

Document Number	0000058882
Date	Sep 14, 2021
Instrument	2021-0058882

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	582 CANAL ST, PLACERVILLE, CA 95667-4313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047520
Date	Dec 17, 2018
Instrument	2018-0047520

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 30, 2017
Property Address	582 CANAL ST, PLACERVILLE, CA 95667-4313
Document Number	0000048697
Instrument Date	Oct 25, 2017
Instrument	2017-0048697
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 CANAL ST, PLACERVILLE, CA 95667-4313

Mortgage

Document Number	0000048698
Date	Oct 30, 2017
Instrument	2017-0048698

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,761 (+2%) Land $104,450 Building $226,311
2025	$3,368.00 (+3.44%) Homeowner's exemption	$324,276 (+4.04%) Land $102,402 Building $221,874
2023	$3,256.00 (+1.46%) Homeowner's exemption	$311,686 Land $98,427 Building $213,259
2022	$3,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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