498 Canal St, Placerville, CA 95667 Property Records

El Dorado County property record for 498 Canal St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,166 sqft · built 1936
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$123,500 (Dec 2017)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050-210-021-000`

Property Details

APN / Parcel Number

Primary APN	`050-210-021-000`
Alternative APNs	`05021021100` `0502102110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	872 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	498 CANAL ST
City	PLACERVILLE
State	CA
Zip	95667-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	SEC 7 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1002
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	498 CANAL ST, PLACERVILLE, CA 95667-4336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 12, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 12, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2017	Quit Claim Deed, Transfer INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	201756494
Last Transfer Date	Oct 10, 2024
Transfer Doc	0000028963
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	498 CANAL ST, PLACERVILLE, CA 95667-4336
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 CANAL ST, PLACERVILLE, CA 95667-4336

Mortgage

Document Number	0000006140
Date	Feb 24, 2026
Instrument	2026-0006140

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Dec 6, 2021
Property Address	498 CANAL ST, PLACERVILLE, CA 95667-4336
Document Number	0000074537
Instrument Date	Nov 30, 2021
Instrument	2021-0074537
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	498 CANAL ST, PLACERVILLE, CA 95667-4336

Mortgage

Document Number	0000074538
Date	Dec 6, 2021
Instrument	2021-0074538

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 12, 2017
Property Address	498 CANAL ST, PLACERVILLE, CA 95667-4336
Document Number	0000056495
Instrument Date	Dec 5, 2017
Instrument	56495
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	498 CANAL ST PLACERVILLE CA 956674336, PLACERVILLE, CA 95667-4336

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 12, 2017
Property Address	498 CANAL ST, PLACERVILLE, CA 95667-4336
Document Number	0000056494
Instrument Date	Dec 5, 2017
Instrument	2017-0056494
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 CANAL ST, PLACERVILLE, CA 95667-4336

Mortgage

Document Number	0000056496
Date	Dec 12, 2017
Instrument	2017-0056496

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 26, 2017
Property Address	498 CANAL ST, PLACERVILLE, CA 95667-4336
Document Number	0000003709
Instrument Date	Jan 24, 2017
Instrument	2017-0003709
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	INTER COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3220 WASATCH RD, PLACERVILLE, CA 95667-3516

Mortgage

Document Number	0000003711
Date	Jan 26, 2017
Instrument	2017-0003711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 26, 2017
Property Address	498 CANAL ST, PLACERVILLE, CA 95667-4336
Document Number	0000003710
Instrument Date	Jan 24, 2016
Instrument	3710
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3220 WASATCH RD PLACERVILLE CA 956673516, PLACERVILLE, CA 95667-3516

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,650 (+2%) Land $118,377 Building $218,273
2025	$3,428.00 (+2.18%)	$330,050 (+4.04%) Land $116,056 Building $213,994
2024	$3,355.00 (+1.24%)
2023	$3,314.00 (+5.95%) Homeowner's exemption	$317,236 Land $111,550 Building $205,686
2022	$3,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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